13 Nov 2025, Thu

While taking health insurance, definitely check these details, what if you miss the coverage of serious diseases?

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Health Insurance Policy 2025: People often lose their entire life’s earnings due to serious diseases. A lot of money is spent in the treatment of serious diseases and their treatment lasts for a long time. At the same time, those who have taken a health insurance policy definitely get benefits. However, it is often seen that people do not take coverage of serious diseases in their health insurance policy. Due to which, if any serious illness occurs, they spend a large part of their savings in the treatment of the disease.

If you have also taken health insurance, then you should find out whether your health insurance policy provides cover for serious diseases or not? Even before taking health insurance, it is necessary to get information about it. So that you and your family do not face any kind of problem in future.

Must know things before choosing an insurance policy

If you are thinking of taking a health insurance policy, you should know whether it covers critical illnesses or not. Different types of insurance policies are offered by different companies. There is a difference in the premium also. Besides, companies also give policies regarding various diseases.

In many policies, cover is given for more than 100 diseases. While selecting your policy, you should choose such a policy which provides cover for serious diseases. If you have already taken the policy, you can also add it.

CI (Critical Illness) Rider

CI (Critical Illness) rider is an additional insurance coverage. Which can be added to the term life insurance policy. Under this, you get coverage for the treatment of serious diseases like cancer, stroke, heart attack, kidney failure and some surgeries. Under this coverage, a lump sum amount is paid to you.

Also read: New initiative of NHAI, now all the information will be visible on the signage board of toll plaza.

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