By Admin 
Bank rules change November 2025: Many changes are taking place in the rules of banking and financial sector from 1 November 2025. Which will have an impact on bank customers, government employees and people availing financial services. Almost every person in India is connected to these services in some way or the other. Among these changes, changes have been made mainly related to multiple nomination for bank accounts, SBI card fees and pensioners.
Life certificate date for pensioners
All pensioners of the Central and State Government will have to submit their life certificate between November 1 and November 30, 2025. So that, their pension is not interrupted in any way. At the same time, the government has started the date of submission of life certificate for pensioners above 80 years from October 1 itself.
The government has directed all the banks to provide special facilities to the pensioners suffering from serious illness in the hospital and those who are unable to come to the branch. Under this, the bank should meet them and help them in making their life certificate.
Rules for change of bank account and locker
From today you can nominate 4 people for your account. You can also decide how much share each of these four people will get. For example, you make 4 people nominees on your bank deposit and decide that each will get 25-25 percent share. Earlier you could have only one or two nominees.
From today you can avail the facility of locker under Sequential Nomination for Bank Locker. You can decide who will have access to your locker first. The government believes that this will reduce disputes and delays in claims.
Date of change in pension scheme
Keeping in mind its employees, the Central Government has changed the last date for switching from National Pension System (NPS) to Unified Pension Scheme (UPS). Employees can now switch to the pension scheme till 30 November 2025.
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