By Admin 
Investment Tips: In today’s times, people’s inclination towards investment has increased a lot. Everyone wants that their hard-earned money is safe and they get good returns on it. Earlier, most people considered FD as the safest option. But now the thinking has changed with time. Now people take decisions by comparing many options like mutual funds, gold and FD.
Some people like the growth point of mutual funds. While some consider gold as a reliable investment. Whereas FD still remains a good option. So the question is, which is more beneficial to invest in and which option suits your needs better. Let us tell you.
Which has more benefit in mutual funds, gold or FD?
If you want better returns then mutual funds can be a good option. There is a little more risk in this. But in the long run they often give better returns than FD and gold. Equity funds are especially suitable for investors who can handle market fluctuations. On the other hand, investing in gold provides stability and it performs well in times of inflation.
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Its value does not reduce. Rather it increases many times. Whereas in FD i.e. fixed deposit, money remains safe at fixed interest rate. But its returns are less as compared to mutual funds. That is, if you can take the risk then funds are better and if you want stability then gold or FD can be a better option.
Which investment is more safe?
FD remains at the forefront in terms of security. Because in this the returns are fixed and the deposited amount remains safe. In bank FD you do not have to bear any impact of market fluctuations. At the same time, the risk in gold is also less. Because its price keeps increasing in the long run. But there may be ups and downs in the short term. Talking about mutual funds, there is market risk associated with them.
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That means your investment depends on the performance of the stock market. However, if you invest for a long period then this risk gradually becomes stable. Therefore, if you want safety then FD and gold are good options. But if you can take some risk with better returns then you can invest in mutual funds.
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