By Admin 
State Bank of India, the country’s largest government bank, has made changes in ATM transaction charges. These changes have come into effect from December 1, 2025. These changes will have a direct impact on savings and salary account holders who use ATMs of other banks. However, no changes have been made on some accounts and transactions. Regarding these changes, the bank says that after the increase in interchange fees, the ATM service charge was reviewed, due to which this decision has been taken. This is the first time after February 2025 that SBI has increased the ATM charges. In such a situation, let us now tell you how much extra charge you will have to pay after the change in SBI’s ATM transaction charges.
Transactions on non-SBI ATM will now be expensive
Under the new system of SBI, if SBI customers withdraw cash from ATMs of other banks after the fixed free limit, then now they will have to pay Rs 23 plus GST per transaction. Earlier this fee was Rs 21 plus GST. Apart from this, now Rs 11 plus GST will have to be paid on non-financial transactions like balance check or mini statement, which was earlier Rs 10 plus GST. SBI has also clarified that there has been no change in the free transaction limit available at non-SBI ATMs for regular savings account holders. Like before, customers can do 5 free transactions every month from ATMs of other banks, which includes both financial and non-financial. New charges will be applicable only after this limit.
Rules changed for salary account holders also
A major change has been made in the rules for customers having salary package savings account. Earlier, the facility of unlimited free transactions was available on ATMs of other banks, now this limit has been reduced to 10 free transactions per month. After the free limit is over, salary account holders will also have to pay Rs 23 plus GST on cash withdrawal and Rs 11 plus GST on non-financial transactions.
Which accounts will not be affected?
- According to SBI, this increase will not have any impact on some categories of customers.
- There has been no change in the charges of Basic Savings Bank Deposit Account.
- Transactions using SBI Debit Card at SBI’s own ATMs will be completely free.
- Cardless cash withdrawal from SBI ATM will remain unlimited and free as before.
- Apart from this, Kisan Credit Card accounts have also been kept out of this change.
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