By Admin 
Union Budget 2026-27: Union Finance Minister Nirmala Sitharaman is going to present the Union Budget on Sunday, February 1, 2026, at 11 am. In such a situation, the eyes of millions of investors and taxpayers of the country are fixed on this budget, because the relief provided by it will have a direct impact on their pockets. This will be Nirmala Sitharaman’s ninth consecutive full-time budget and she will present the budget for the first time on Sunday.
From middle class to salaried class, from farmers to women, all sections have great expectations regarding the Union Budget.
What are the expectations from the budget?
Property and Home Loan
On one hand, while property prices are increasing and the loan burden on people has also increased, home buyers are demanding tax relief. Their main demand is to increase the tax exemption on home loans. At present, the limit of exemption on interest under Section 24(b) of the Income Tax Act is Rs 2 lakh, which was fixed several years ago and is considered inadequate in the current circumstances.
Apart from this, Pranav Kumar, Founder and CEO of Plus Cash, says that in Budget 2026-27, emphasis can be laid on promoting tax saving and long term investment. In this, it is expected to increase the standard deduction, simplify the tax slab, provide additional relief related to housing loan and insurance.
Health
According to a report by Bajaj Broking, the scope of health services in the country is continuously increasing and it can be further expanded in Budget 2026. Under this, the scope of health insurance schemes can be expanded to cover more people and for long-term treatment.
However, the report also warns that while on one hand this will give a positive boost to the health sector, on the other hand, providing services at government rates may put pressure on the profits of private hospitals.
capital expenditure
Broking firm Anand Rathi believes that during the financial year 2026-27, the government will proceed on the path of existing reforms and there is little possibility of any major or surprising decision in the budget. According to the firm, in the budget the government can increase capital expenditure (capex) by about 13 percent on an annual basis to Rs 12.6 trillion. At the same time, the Capex-to-GDP ratio is estimated to be around 3.2 percent.
It is noteworthy that in the Economic Survey report presented a day earlier on Thursday, India’s GDP growth rate for the financial year 2026-27 has been estimated to be in the range of 6.8 percent to 7.2 percent. Furthermore, the real average domestic product (GDP) growth rate for FY 2026 is estimated at 7.4 percent and gross value added (GVA) at 7.3 percent.
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