8 Feb 2026, Sun

If payment through UPI goes wrong, how will you get the money back? Any delay longer than this will cause huge losses.

UPI Wrong Payment Rules: UPI has made everyday transactions faster and easier. Picked up the phone, opened the app, scanned and completed the payment. This speed sometimes creates problems. If wrong number, wrong UPI ID or some other digit is added to the amount in a hurry, then the amount goes to an unknown account. In such a situation, it is natural to feel nervous.

Whereas if the amount is big. Then there is more trouble. Because the transaction is not directly reversed. But if right steps are taken at the right time, there is hope of getting the money back. Immediate action with wisdom proves to be your biggest help in this situation. Know what you have to do in such a situation.

Complain immediately without wasting time

If you have made payment on some other number by mistake. And despite you speaking, the other person is not returning your money. Then in such a situation, when you have to complain without your time, the sooner you complain. There are chances of getting the money back that quickly. You can lodge a complaint online or you can also lodge a complaint by calling the helpline number. It is necessary for you to complain within 3 hours of the wrong transaction.

get your account frozen

If a wrong transaction has been made from your account to some other account, then in such a situation you can get the receiver’s account frozen. So that he will not be able to misuse your money. In a way, his account will be blocked and no transactions will take place.

How to get account frozen?

Now in such a situation, a question arises in the minds of many people that how can someone freeze someone’s account. So let us tell you that for this you can call the online National Cyber ​​Crime Helpline 1930. And there you can give complete information about your wrong transactions.

After this the receiver’s account is frozen. After which he cannot do any online or offline transaction anywhere. Apart from this, you can also get that amount frozen by complaining to your bank. You can also complain directly to the nodal officer of the receiver bank.

You can also complain on NPCI portal

If the problem is not solved through the app and the bank. Then you can file a complaint on NPCI’s Grievance Portal. You can file a complaint by entering the transaction ID here. After the complaint, a reference number is given from which the status can be tracked. To avoid these problems, try to always make payment by scanning QR. Check twice while entering the amount. If you see the name of the receiver on the screen, read it carefully. A hasty click can prove costly. A little caution can save you from big financial shocks.

Also read: How can you put your car in Bharat Taxi, know how much you earn in 30 days?

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