By Admin 
Safe Investment Options in India: Many people among Indian investors like to choose safe investment option. Many people believe that even if the returns are slightly less, the investment should remain safe. This is the reason that even today FD in banks is very famous among investors.
However, apart from FD, there are many safe investment options available. Due to lack of information, many investors do not know about them. In these options also your money remains safe and you also get good returns. Let us know about some such schemes…
National Savings Certificate (NSC)
If you want to invest money without taking much risk, then National Savings Certificate can be a reliable option for you. This is a government scheme of the post office. In which the investment period is 5 years.
At present, interest is being given at the rate of 7.7 percent. Besides, the investment made in this also gets the benefit of tax exemption under Section 80C of Income Tax. Due to which this scheme becomes useful in terms of both savings and tax planning.
Public Provident Fund (PPF)
Post Office Public Provident Fund (PPF) scheme is a popular option for people looking for long-term stable and safe investment. In this, money is deposited for 15 years and currently the interest rate of 7.1 percent is available.
Investors can invest a maximum of Rs 1.50 lakh in a year under this scheme. For a safe investment option, investment can be made in PPF.
Post Office Monthly Income Scheme
For those who want regular monthly income along with investment, Post Office Monthly Income Scheme can be the best scheme. In this scheme, money is invested for 5 years and an interest rate of 7.4 percent is available on the deposited amount. The special thing is that the interest amount is received every month. Due to which investors get the support of fixed income.
Disclaimer: (The information provided here is being given for information only. It is important to mention here that investment in the market is subject to market risks. Always take expert advice before investing money as an investor. ABPLive.com never advises anyone to invest money here.)
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