By Admin 
New Rules From 1 April 2026: Changes in many financial rules are going to come into effect from April 1. Which is going to have a direct impact on the pockets of common people and their daily expenses. These changes are especially important for employed people, tax payers and investors.
Rules related to PAN card, HRA, credit card, income tax and ITR filing are included in this. Let us know about them one by oneā¦
PAN card will be more secure than before
Apart from Aadhaar, other documents will also be required to make PAN card from April 1. Till now, applying for PAN card has been done very easily using Aadhar card. However, now it has been decided to change it. Along with Aadhar card, birth certificate, voter ID, passport, driving license, 10th class certificate or other government documents will be required.
With this step of the government, PAN card will be more secure than before. However, making a PAN card may take a little more time than before. Also, you will have to apply for PAN card in the new form only.
Increased strictness on HRA claims
Now the rules for HRA claimants have been made more stringent than before. If an employee pays more than Rs 1 lakh annually as rent, it will be mandatory for him to provide the PAN number of the landlord.
Along with this, information will also have to be given whether the landlord is a family member or not. From April 1, a separate form will have to be filled for this. The purpose of the new rules is to stop wrong or fake claims.
Changes in credit card rules
If you use a credit card, you should take information about the new rules. Now big transactions related to credit cards will be monitored. Where there is digital expenditure of more than Rs 10 lakh or cash payment of more than Rs 1 lakh in a year, this information will have to be given to the Income Tax Department.
On the other hand, a new facility has also been added for taxpayers. Under which now they can deposit tax through credit card. However, using this option may require additional charges. Therefore, it will be important to understand its terms before payment.
Changes for ITR filers
Some changes have been made in the dates for filing ITR. The last date for ITR-3 and ITR-4 for unaudited cases is 31 August. At the same time, applicants with ITR-1 and ITR-2 can file till 31st July.
Rules regarding ATM withdrawal
From April 1, 2026, changes have been made in the rules related to ATM and cash withdrawal of many big banks. HDFC Bank has fixed the limit of free transactions at 3 in metro cities and 5 in non-metro cities. At the same time, Punjab National Bank has reduced the daily cash withdrawal limit on some debit cards from Rs 1 lakh to Rs 50,000.
Apart from this, Bandhan Bank has also changed its ATM rules and has now fixed the facility of only 5 free financial transactions in a month. After which customers will have to pay additional charges.
Also read: Beneficial news for women: Now you will get instant loan through UPI! This bank started a special facility…