By Admin 
- EPFO changed PF rules for 8 crore subscribers.
- 12% contribution on salary up to ₹15,000 will now be mandatory.
- On salaries higher than this, PF contribution will remain a voluntary option.
- The remaining money will be given directly in salary, companies will also benefit.
EPFO New Rule: Employees’ Provident Fund Organization (EPFO) has made a major change in the provident fund rules for its eight crore active subscribers, the impact of which may be visible on your take-home salary. Regarding the new rule, EPFO has said that from now onwards the PF contribution of Rs 1800 every month will be completely voluntary.
Employees will have the option to deduct more PF
Under the new rule, a contribution of 12% up to the legal salary limit (which is currently Rs 15,000 per month) is mandatory. Contribution more than this will be considered voluntary. According to the provisions of the Employees’ Provident Funds Scheme, 2026, notified on Wednesday, “An employee may choose to make additional contributions on a voluntary basis at the statutory rate or at any rate higher than the statutory salary limit.
The new rule is not for everyone
That is, if your basic salary is Rs 15000 per month or more, then according to the government rules, you will have to pay 12% of it i.e. Rs 1800 every month as PF contribution. The new change made in the rules is for those people whose salary is very high.
For example, if someone’s basic salary is Rs 50,000, then as per the earlier rule, 12% (approximately Rs 6000) of his salary was deducted in PF. Now under the new rule, even if your basic salary is Rs 1 lakh per month, the company will deduct Rs 1800 only on the initial limit of Rs 15000, which is mandatory. The employer will also contribute equally in this. Whether you have to deduct more PF from the remaining salary as retirement savings or not, it will completely depend on your choice.
How will you benefit from this?
If you do not deduct PF on the remaining salary above Rs 15,000, then that amount will be added to your take-home salary, that is, your salary will increase. Companies will also benefit from this because they will not legally have to pay a correspondingly large contribution on the employee’s high salary.
Also read:
Want to claim PF? Wait! EPFO portal will not work today, know when will the services start?