By Admin 
EPFO News: Every employee has a PF account under the Employees Provident Fund Organization. In which funds are collected for the future and needs of that employee. But there is lack of awareness among many people regarding this account. Due to which it has recently been revealed that about 50 percent of the employees are retiring with a balance of only Rs 10 or 20 thousand at the time of retirement. In view of this, now the organization has taken a new decision.
EPFO’s new decision
Actually, EPFO has said that in the new EPF scheme 2026, it will be necessary to maintain at least 25% of the total amount deposited in the PF account. Responding to the mail sent by Business Standard, EPFO also said that about 48.7 percent of the employees had only Rs 10,000 to 20,000 left in their PF account at the time of last payment. Due to this, financial security after retirement becomes weak.
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There will be savings even if you withdraw more than half
EPFO also says that if an employee works for 20 years at a salary of Rs 15,000 every month, then about Rs 14 lakh can be deposited in his PF account. Even if he withdraws 75% of the amount in between, around Rs 3.5 lakh will be left in his account. With this, you can save 7 to 35 times more at the time of retirement than before.
Many changes have been made
Many changes have been made in the new EPF scheme which came into effect from July 1, 2026. Now instead of different rules for different needs, a simple system has been made. After completing 12 months of service, employees can withdraw money from PF for needs like illness, education, marriage and buying a house.
It will be mandatory to keep 25% amount
Now if you have any need, you can withdraw the balance from your PF account. But before that you will be required to keep at least 25% of the amount in the account. This change is beneficial for the employees because it will make it easier to withdraw money when needed and there will be good savings for retirement as well.
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