New UPI Rule from June 30 Sender Will See Receiver Real Name Before Payment Details Inseed

An important update has emerged for UPI users. The NPCI (National Payment Corporation of India) has decided to implement a new rule, under which since 30 June 2025, whenever users send money from UPI, the receiver’s real name registered in the bank will be seen on screen before making payment. This change is being brought to save users from wrong transfer and fraud.

Till now while making UPI payment, the same name was seen on the app that you had saved in the contact, or the receiver written in the UPI profile. But many times people use fake name or logo, causing the incidence of fraud. After the new rule, users scan QR, enter UPI ID or send money from mobile number, every time the real name will appear on the screen before confirmation.

This change will apply to two types of transactions, first P2P (Person to Person) i.e. when UPI users send money to a person and P2M (Person to Merchant) ie when users pay a shopkeeper or businessman

This will give special benefit to those users who often pay the QR code and pay. Tampering in QR code and linking to fake account has become a common scam. Now before making payment, you will be able to see if the front name is like the owner of the shop or not.

NPCI says that this new rule will take the safety of UPI transactions one level up. Also, this change will apply to any payment app, whether you are using GPAY, PhonePe, Paytm or BHIM app.

If you are paying in an unknown account and the name looks suspicious, then it will now be in your hand to stop that transaction. The new system will give the user a clear choice at the last step whether to send the payment.