By Admin 
5 Beneficial Schemes for Farmers: The population of farmers in the country is very good. About 90% of the population of the country lives through farming and farmers. The government runs a lot of schemes for these farmers. Those who benefit crores of farmers. Many farmers of the country are saying benefits under the Pradhan Mantri Kisan Samman Nidhi Yojana. In which the government gives them an amount of Rs 6000 every year.
But many farmers are still like this. Those who do not get benefits under the Kisan Samman Nidhi Yojana. Many such farmers are still struggling financially. But let us tell you that there are other schemes of the government which benefit the farmers. If you are not able to take advantage of Kisan Samman Nidhi Yojana. So you can get benefits through these five schemes. Let us tell you complete information about them.
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Prime Minister crop insurance scheme
Crop insurance scheme for farmers is proving to be of great use. If you want to secure your farm and hard work. So this insurance scheme is best for you. In this, you have to pay only 2 to 5 percent amount and the rest of the amount is given by the government. Apart from this, if you come from states like North East, Jammu and Kashmir and Himachal, then nothing happens to you. In such a situation, the government bears the entire expenses. If the crop gets spoiled, then the insurance company directly transfer the claim amount to your account. For registration, you can use your nearest bank, CSC or Crop Insurance Mobile App.
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PM Kisan Handhan Yojana
If you are a small or marginal farmer aged 18 to 40 years. So this scheme can give you great benefit in future. This is a government retirement scheme in a way. It has to pay a small amount of just Rs 55 to 200 rupees every month. After this, you can get a pension of Rs 3000 every month after the age of 60 years. This payment will come directly to your bank account. To apply in this scheme, you can go to the nearest CSC Center, farmers can apply online directly from the portal of the Manadhan Yojana.
Kisan Credit Card (KCC)
If you want financial support for farming. So Kisan Credit Card is a great solution. With this, farmers get a credit limit of 3 to 5 lakh rupees directly without hassle. Under the government’s subsidy scheme, this loan is to be repaid at just 4 percent annual interest rate. With this card, requirements like farmer seeds, fertilizers, pesticides, diesel or irrigation can be met immediately. For this, you can visit the bank or common service center.
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PM Kusum Yojana
If you want to earn energy from farming as well as energy and extra. So this scheme is perfect. Under this scheme, farmers get government assistance of up to 60 percent on solar pumps and solar systems. A bank loan is available up to 30 percent and only 10 percent has to be spent. With this, farmers can do free irrigation and can also generate income by selling extra power in grid. For this, contact the online portal or the agriculture department of your district.
Prime Minister Agricultural Irrigation Scheme
If you want to cultivate smartly in less water, then this scheme is very beneficial. In this, the government gives financial help from 45 to 55 percent on micro irrigation systems like drip and sprinkler. This amount is transferred directly to the farmer’s account. This not only saves water. Rather, both the quality and yield of the crop are better. Applications can be made through the agricultural office or online portal of your district.
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