By Admin 
Sukanya samriddhi account online: Sukanya Samriddhi Yojana is a government small savings scheme, which aims to secure the future of the girls financially so that they can be financially helped for higher education or marriage in the coming time.
Till now, to open Sukanya Samriddhi Yojana account, you had to go to the bank or post office and have to submit the application form there, but now you will be able to open an account for Sukanya Samriddhi Yojana in minutes sitting at home.
The mess of going to bank or post office is over
Actually, Punjab National Bank (PNB) has introduced a new facility for its customers. Under this, through Punjab National Bank’s mobile banking app PNB One, you will be able to open an online SSY account in minutes sitting at home. You will not even need to go anywhere for this. This will not only make it easier for people to adopt this saving scheme, but will also increase its access to more and more people and will also promote women empowerment. With this help, more and more people will be able to take advantage of this government scheme.
How to open account from PNB One app?
- First open PNB One application on your mobile device.
- Click on the services option in the main menu.
- Then click on ‘Govt Initiative’ option.
- Now select the ‘Sukanya Samriddhi Account Opening’ option.
- After this, to complete the process of opening the account, follow the instructions given on the screen.
Even though you can open the SSY account digitally, you have to go to the bank to shut down the account, stop the account or stop before time. Under this scheme, minimum Rs 250 and maximum Rs 1.5 lakh can be deposited. Parents or legal parents can open an account under this scheme in the name of a girl under 10 years of age. In this, interest is available up to 8.2 percent on the deposit amount. Moreover, tax exemption is also available under Section 80C of the Income Tax Act. In this, maturity takes place at the age of 21, but partial withdrawal can be done after the age of 18 years.
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