24 Nov 2025, Mon

Atal pension yojana: After retirement, this question comes in the minds of people. Now how will their expenses be fulfilled. Salary is available during the job. But after retirement in the elderly, the source of income decreases. In such a situation, people want them to get enough pension every month. Due to which the expenses of their Rosarmara are spent.

Keeping this in mind, the central government had started the Atal Pension Yojana. Under this scheme, the common citizen deposits a fixed amount every month. And after retirement, he can get pension from Rs 1000 to Rs 5000 every month. Who can avail benefits in the Atal Pension Yojana of the Government of India. Know what is the eligibility of the scheme.

Who gets pension in Atal Pension Yojana?

Atal Pension Yojana was launched in 2015. Its purpose is to give financial support to those who work in the unorganized sector and who do not get any facility after retirement. To join this, you should be between 18 and 40 years old. While joining the scheme, you have to deposit a fixed amount every month, which is under your age and pension slab.

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On completion of 60 years of age, you get pension from Rs 1000 to Rs 5000 every month. If the policyholder dies. So his wife or husband gets pension and if both are not there, the deposited amount is given to Namini. If you too are not connected in any pension scheme. So you can take advantage of this scheme.

How can you apply?

It is very easy to invest in Atal Pension Yojana. First of all it is necessary to have a savings bank account. After this, you have to go to your bank and fill the form of Atal Pension Yojana. There is verification from Aadhaar card and mobile number and then the premium will be cut from auto-deduction every month through ECS. Which pension slab do you want to apply.

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According to that, every month’s installment will be decided. For example, if someone joins at the age of 20, then he will have to pay only Rs 42 a month for a monthly pension of Rs 1000. At the same time, the premium will increase to more on choosing a pension slab of Rs 5000.

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