By Admin 
New Car Insurance Tips: Nowadays, car has become very important in everyone’s life. The car is no longer just a means of travel. Rather, it has become a part of life. Whether going to office, dropping children to school, market shopping or long trips, everything depends on the car. While buying a car, it is important for you to pay attention to some things.
If you buy a new car then some things must be added while taking insurance. While buying a new car, adding the right rider to your insurance will prevent you from losing money in case of theft or accident. With this you get the full claim. Let us tell you about these riders which must be added to the insurance.
Zero depreciation cover
This rider in the insurance policy covers variations in old parts. In a normal policy, the price of parts reduces according to their age. But with the zero depreciation rider, you get the full price of a like-new part. This means that you will not get any reduced amount after repair. It is available close to its original price.
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Engine Protection Cover
Many times when the car is parked on the road. So water entering it, getting stuck in the lock-gear or inhaling damage can make the engine costly. This rider covers internal damage to the engine such as water or oil related damage. Which is not often found in normal claims.
Return to Invoice Cover
After a normal claim, the company pays according to the current market value of the vehicle. Which is less than the bill for a new car. Return to Invoice rider provides cover up to the invoice rate of the vehicle. That means you get the full amount including registration fees and road tax. With which you can buy a new car immediately.
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roadside assistance
This rider provides 24/7 help in case of battery down, puncture or minor damage to the vehicle during the journey. Towing, jump start, lockout support and minor repair services are available in it. So that you do not have to worry if you are stranded on the road. This rider is very useful on long drives as you do not have to go to the mechanic yourself for minor problems.
No Claim Bonus Protection
No Claim Bonus forms a major part of your premium discount and increases year after year without any claims. But once a claim is made, this discount may be reduced. With the No Claim Bonus Protection Rider, you can save your premium even after taking claims up to a certain limit. This means there will be no big profit on premium next year and less burden on the pocket.
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