By Admin 
Gold Loan Demand in India 2025: The continuous rise in gold prices has troubled people. At the same time, investors are also getting attracted towards gold due to this rising price. Indian investors have been considering gold as a safe investment option since the beginning and have invested in it. Gold prices have created new records during the festive season.
Along with buying gold in India, the number of people taking loans against gold pledge has also increased significantly. According to the latest data, in the last 5 months, Indians have taken gold loans worth Rs 97,079 thousand crore. RBI data shows that in August 2025, an annual increase of 117.8 percent was recorded in the number of gold loan takers. This data shows that Indians are attracted towards gold loans.
Know the status of gold loan from data
According to the released data, gold loans worth Rs 2,08,735 crore were given till March 2025. There was a tremendous jump in these figures in the month of July and it reached the figure of Rs 2,94,166 crore. That means, in a span of just 4 months, Rs 85 thousand crores were taken as gold loans.
This growth was also seen in the month of August and in this month a loan of Rs 12 thousand crore was taken. Experts say that people are taking the help of gold loan to meet their financial needs. Due to the increased prices of gold, loans are easily available to them.
Why is the number of people taking gold loans increasing?
The rising prices of gold have increased the rate of taking gold loans. Gold prices are skyrocketing. Which means that people are getting more money in the form of loan in exchange for gold. Moreover, taking a gold loan is easier than taking other loans. The number of people taking personal loans in banks is already very high. In such a situation, banks are giving priority to those with gold loans. Because their line is not very long. Besides, banks are also sure about loan recovery.
During the festive season, people have used gold loan as an easy option to meet their needs. About 85 percent loan on the value of gold is easily available through non-banking financial and banks and it is also economical compared to other loan options. That is why, people are getting attracted towards gold loan to meet their needs.
Read also:Planning to go to the bank during Govardhan Puja? First know in which cities there is a holiday today