24 Nov 2025, Mon


Women Savings Schemes in India 2025: With the changing nature of India, Indian women have also changed themselves. Women have now moved towards becoming empowered. Today the daughters of India are managing the office as well as the home. His responsibilities have increased. However, the daughters have made arrangements for this also.

Apart from meeting her own expenses, she is now also taking steps towards financial freedom. The Government of India and banks have started many savings schemes keeping women in mind. In which they are getting good returns on their savings. If you are looking for a better savings scheme for yourself or the women in your family, then you must know about some of these schemes.

Post Office Mahila Samman Savings Scheme

Post Office Mahila Samman Savings Scheme was started in the year 2023. This scheme is only for women. This is a short term scheme and its duration is 2 years. Under this scheme, higher interest is given as compared to normal savings account. Women, who are looking for a scheme that is safe and gives good returns for a short period of time. This plan is perfect for them.

Sukanya Samriddhi Yojana

Sukanya Samriddhi Yojana is a scheme designed for the education of daughters and their secure future. Under this, parents of girls below 10 years of age can open an account in the name of their child. This is a long term saving scheme. Under this scheme, you get 8.2 percent annual interest on your savings. Which is higher than other saving schemes. Tax exemption is also given to investors in this scheme, which makes Sukanya Samriddhi Yojana special.

National Savings Certificate (NSC)

National Savings Certificate (NSC) also known as National Savings Certificate. It is a budget scheme launched by the Government of India. This is a long term saving scheme. The maturity period of NSC ranges from 5 years to 10 years. During this period you get 7.7 percent interest on your savings. Besides, you are also given tax benefits according to Section 80C.

If you are thinking of safe investment for long term, then this scheme can be beneficial for you. Investors can start their saving journey with a minimum amount of Rs 1000.

Disclaimer: (The information provided here is being given for information only. It is important to mention here that investment in the market is subject to market risks. Always take expert advice before investing money as an investor. ABPLive.com never advises anyone to invest money here.)

Also read: Problems increased due to RBI’s new check clearing system! It’s taking 10 to 12 days instead of the same day.

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