9 Mar 2026, Mon

By saving just Rs 200, a fund of Rs 40 lakh can be created for daughters, this scheme of the government gives tremendous returns; Know details

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Sukanya Samriddhi Yojana Benefits: With the birth of a daughter, dreams for her better future also start taking shape in the minds of the parents. It becomes equally important to make financial preparations for good education, self-reliant life and future responsibilities like marriage. If investment is started in the right place from a young age, a strong fund can be created with time.

For this purpose, the Government of India has started Sukanya Samriddhi Yojana. This scheme has been specially designed to secure the future of daughters. The returns received in this are also tax-free, due to which the entire benefit of the investment goes directly to the daughters. Let us know how the future of daughters can be secured with the help of this scheme…

Way to make big fund from small savings

If small savings are made regularly under Sukanya Samriddhi Yojana, a huge amount can be generated over time. For example, if you save around Rs 200 daily and invest it, then around Rs 6,000 is accumulated in a month.

At present the government is giving about 8.2 percent annual interest on this scheme. If invested continuously over a long period of time, this small amount can gradually become a big fund. Due to which the needs of daughters like higher education and marriage can be easily fulfilled.

A fund of more than Rs 40 lakh can be created in 21 years

If an investment of Rs 6,000 every month is continued continuously for 21 years, then the total invested amount becomes Rs 15,12,000. According to the current interest rate of 8.2 percent, interest of around Rs 25,21,942 can be earned on this. In this way, the total amount on maturity of the scheme can reach approximately Rs 40.33 lakh.

How much money can be deposited in a year?

Under Sukanya Samriddhi Yojana, investors can deposit a maximum of Rs 1,50,000 in a year. Whereas the minimum amount has been fixed at Rs 250. With this scheme, the government is trying to secure the future of girls of every category.

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