9 Jan 2026, Fri

Equity mutual fund investments declined in December; Still SIP investment made a new record, know the details

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Mutual Fund Investment December Data: Investment in equity mutual funds declined by six percent on monthly basis in December to Rs 28,054 crore. Industry body AMFI has released figures in this regard on Friday. There was a slight decline in total assets of the mutual fund industry along with a decline in equity investments.

Due to this, the assets under management (AUM) decreased from Rs 80.80 lakh crore in November to Rs 80.23 lakh crore in December. This reflects the impact of huge withdrawals from loan schemes.

Amfi CEO’s statement

Venkat N., Chief Executive Officer (CEO) of Association of Mutual Funds of India (AMFI). Chalasani said, the decline in the industry’s AUM was mainly due to withdrawals from bonds i.e. fixed income funds for cash management and limited market-related price movements.

According to Amfi data, the mutual fund industry reported net withdrawals of Rs 66,591 crore in December. The main reason for this was huge withdrawals from fixed income schemes, while equity and gold funds continued to attract investors.

Although equity investment slowed down compared to Rs 29,911 crore in November, it was still more than Rs 24,690 crore in October. Net investment in equities was Rs 30,421 crore in September and Rs 33,430 crore in August. Despite intermittent market volatility, inflows into equities remained steady.

Increase in the number of SIP investors

This was supported by steady contribution from Systematic Investment Plans (SIPs). Participation of retail investors through SIP increased from Rs 29,445 crore in November to a record high of Rs 31,000 crore in December. This reflects their preference towards disciplined and long-term wealth creation strategies.

Firoz Aziz, joint chief executive officer (CEO) of Anand Rathi Wealth, said the data shows that investors have used the decline in the market as an opportunity to invest continuously. The total SIP contribution in the financial year 2024-25 stood at Rs 3.34 lakh crore, which reflects long-term intention and confidence rather than short-term speculation.

Also read: The stock of electric two-wheeler manufacturing company plunged due to the decision of Japanese investment company, investors got a shock.

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