By Admin 
UPI New Rule 2025: The National Payment Corporation (NPCI) has made a major change in the digital payment system. Under this change, facial and fingerprint can be used while using Unified Payments Interface (UPI) from 8 October 2025. That is, along with PIN, now you will use facial identification and fingerprint to transact money.
Your biometric data will be used by data associated with the Aadhaar system. UPI consumers can register their identity in their mobile phones, after which they will get permission to pay. This step is expected to make the digital payment process more secure and convenient.
How to work biometric option
In this payment system, whenever you choose a biometric option while making UPI payment, the phone’s camera and fingerprint scanner will be turned on. Scanned data will be matched with Aadhaar database and if all the information is correct, you will be paid in a few seconds. The biometric data of users will be safe in an encrypted form in its phone.
Users can turn off or turn this feature whenever they want. This system can be demonstrated by the National Payment Corporation of India (NPCI) at the ongoing Global Fintech Festival in Mumbai. However, no official statement has been issued on this yet. This feature will benefit people who often forget their UPI PIN.
RBI has given guidelines
In the guideline issued by RBI, it has been informed that such changes are being made to increase security and innovation in the banking system. RBI said that the current pin system has some weaknesses. Many UPI consumers face economic losses due to PIN theft or fishing. Keeping all these things in mind, biometric changes have been made. The face and fingerprint of every human being vary. In such a situation, it will be almost impossible to hack this system for fraudsters. Also, digital transactions with this facility will be even faster and safe than before.
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