By Admin 
Psu banks earning: The country’s government banks led by the State Bank of India (SBI) have earned a record profit of Rs 44,218 crore in the first quarter of 2025-26. Whereas in the June quarter of a year ago, all 12 public sector banks together made a profit of Rs 39,974 crore. That is, in total, the profit has increased by Rs 4,244 crore.
State Bank made the highest profit
SBI was at the top of the list. The bank earned a net profit of Rs 19,160 crore in the April-June quarter. This is 12 percent more than the first quarter of FY 2025. That is, in both size and profit case, the country’s largest lender still has control on public banking market. Indian Overseas Bank finished second. Its net profit was Rs 1,111 crore with an increase of 76 percent. At the same time, 48 percent increased to Punjab and Sindh Bank’s profit of Rs 269 crore.
These banks also earned profit
Indian Bank’s net profit increased by 23.7 percent to Rs 2,973 crore. At the same time, Bank of Maharashtra earned a profit of Rs 1,593 crore with a jump of 23.2 percent. The profit of Central Bank of India increased by 32.8 percent to Rs 1,169 crore.
PNB lags behind in profit race
The only Punjab National Bank is the only government bank whose performance has declined in the June quarter. PNB’s net profit in the first quarter of FY 2026 declined by Rs 3,252 crore to Rs 1,675 crore from Rs 3,252 crore for the same period last year. However, all banks’ performance in different sectors vary, but the results of the first quarter reflect the pace of flexibility and improvement of public sector lenders.
How do banks earn money?
Investment on bank loan, investment in government securities, bonds and shares, interbank loans, digital banking, treasury operation, service fee and fees make money in all these ways.
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