By Admin 
New NPS UPS Investment Options 2025: Keeping its employees in mind, the Central Government on Friday announced two new investment options in National Pension System (NPS) and Unified Pension Scheme (UPS).
Under this option, government employees will be able to avail more options in NPS and UPS like private sector employees. Since this decision, the faces of the employees have blossomed. Central employees had been demanding this from the Central Government for a long time. On which the government has approved on Friday.
What is the new scheme?
Two new investment options in NPS and UPS schemes have been approved by the Finance Ministry. Under this, Life Cycle and Balanced Life Cycle Scheme has been started. On this change, the Finance Ministry has said that these new options will provide more convenience to employees in retirement planning than before.
Also, employees will be able to manage their retirement fund as per their needs. Which simply means that employees will be able to manage their retirement plans with more flexibility.
What facilities will be available in investment options?
Talking about new options, if life cycle investment option is selected, maximum investment of 25 percent in equity will be allowed. This investment will gradually reduce from the age of 35 years to 55 years of the employee. Whereas, if we talk about balanced life cycle investment option, investment in equity will start reducing from the age of 45 years.
If the employee wishes, he can allow his retirement fund to remain in equity for a longer period. With these new investment options, employees will have more control over their investment options. They will be able to make their retirement better as per their convenience.
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