4 Dec 2025, Thu

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Home Loan Interest Rates India: Many people’s dream in life is to have their own house. However, nowadays it has become very difficult for common people to buy a house. House prices are reaching the sky every day. Talking about Tier-1 and Tier-2 cities, house prices have reached crores of rupees.

In such a situation, many people take help of home loan from the bank to buy a house. If you are also planning to take a home loan from the bank, then you must get information about the home loan interest rates of the major banks of the country. So that you do not suffer any kind of financial loss. Also, you can choose the best home loan for yourself….

1. State Bank of India (SBI) Home Loan

In the country’s largest government bank SBI, home loan interest rate starts at around 7.50 percent, which can go up to 10.75 percent depending on the customer’s profile and CIBIL score. That means, the better your credit score, the less interest you will have to pay.

2. Bank of Baroda Home Loan

Bank of Baroda starts home loans to its customers at an interest rate of 7.35 percent. The interest rate may further change depending on the credit profile and other conditions of the customer.

3. Bank of India

Bank of India provides home loans to its customers at interest rates ranging from 7.35 percent to 12.15 percent. Home loan interest rates may change depending on the income, credit score and profile of the customer.

4. ICICI Bank Home Loan

The country’s well-known private bank ICICI Bank is providing home loans to its customers at interest rates ranging between 8.75 percent to 11.80 percent.

5. HDFC Bank Home Loan

HDFC, one of the largest private banks in the country, is offering home loans to its customers at interest rates ranging from 7.90 percent to 13.20 percent.

Also read: Those who invested Rs 1 lakh today became owners of Rs 81 lakh, this small share became a hero by giving sleep to big people.

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