Car insurance tips: Yesterday in Delhi-NCR, the sudden revenge of the weather became a problem for the people. The strong thunderstorm and strong rains in the evening disturbed life. In many places trees were uprooted, electric poles fell. Traffic system collapsed in many cities. The movement of trains became difficult due to filling water on the roads. Many vehicles were damaged due to strong winds and falling trees.
The vehicles which were standing in the open were very damaged. Some glass broke, and body damaged somewhere. In such a situation, it is bound to raise the question in the minds of many people whether insurance is found in the loss caused by the storm or not? Let us tell you that if the car is damaged due to storm, rain or natural disaster. So whether an insurance can be claimed or not. Learn what its rules are.
Will the car damage due to rain storm?
Third party insurance has been implemented for all vehicles in India. Third party insurance benefits only when you join a road accident. In such a situation, third party insurance does not allow financial burden on you and also protects you from legal liability. In this, you do not get any benefit directly. But your loss is saved.
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But if your car is harmed by rain and storm. Then in such a situation, you do not get anything in third party insurance. Because this insurance is only useful at the time of accident. If you need a claim in damage caused by natural disaster like rain storm. Then the car will have to be insured separately.
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Insurance will be available in Comprehension Policy
If you want to compensate for the damage caused by rain and storm. So you have to take a composite insurance policy. If you have taken a composite insurance policy. So only you can claim such problems. Let us tell you that in the compressive insurance policy, you get insurance on the loss due to natural disasters due to bad weather.
In this, you can also claim the loss of fire, floods and the loss of the theft of the car. Let me tell you if you have taken the engine protection add on cover. So you can claim the engine damage.
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