25 May 2025, Sun

House registry tips: Buying your house is a dream of everyone. Everyone works very hard to fulfill this dream. People deposit a lot of money to buy a house. Many properties see. Then go and take a house somewhere. Even after buying a house, you also have to invest in paperwork.

Let us tell you that separate rules have been made in India regarding the registry. That is, if a person buys a house in the name of his wife. And register in his name. So he can save up to millions of rupees. Let us tell you. What are the rules related to this.

Millions will be saved by purchasing wife’s name for wife

In India, women are exempted from many things. These include exemption for buying a house. Let me tell you when you get the house registered. So you have to pay many taxes with it. And stamp duty also has to be paid. Different rules have been made regarding stamp duty in different states of the country. But in almost all the states, women are exempted from men on stamp duty. In Rajasthan, if a person jointly buys a property with his wife.

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So he gets a discount of 0.5%. Apart from this, talk about Delhi. So in Delhi, buying a house in the name of men, 6% stamp duty has to be paid. At the same time, women are given a discount of 4% i.e. 2%. If you buy a house of 50 lakh rupees in Delhi. So men will have to pay 3 lakh rupees stamp duty, while women will have to pay only 2 lakh rupees i.e. 1 lakh rupees will be saved.

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Home loan is also available

Many people are like this. Those who do not have money to buy a house. They have to buy a house by taking a loan. Let us tell you that many banks and financial institutes also give women a discount on home loans. Take a home loan in the name of the wife. So you get double benefit. While buying a house, if you take care of these things. So you can definitely save up to millions of rupees.

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