26 Nov 2025, Wed

If you buy gold worth Rs 10,000 every month from January 2026, how much money will you have in 2030? Know the full account


Gold Investment Calculation: Nowadays people want to create a secure future by investing their earnings in different places. Someone chooses share market. Any mutual fund, and many people invest in gold. Because it is considered stable and reliable. The biggest advantage of gold is that its value mostly seems to increase in the long run. Many people buy a little gold every month and follow a model like Gold SIP.

Due to this, the effect of fluctuations is reduced and gold continues to be accumulated at the lowest price. Now assume that you buy gold worth Rs 10,000 every month from January 2026. So how much can your investment be worth by the year 2030 and how much return can you get? Let us tell you the complete account of this.

How much will you earn by buying gold worth Rs 10,000 every month?

If gold worth Rs 10,000 is purchased every month from January 2026 to December 2029. So the total time is 48 months. And at the rate of Rs 10 thousand for 48 months, your total investment amount will be Rs 4.8 lakh. Now because the price of gold does not always remain the same. So every month you will take gold at an amount of Rs 10 thousand. You will get it in more or less quantities.

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That is, when the price of gold is low then you will get more gold. If the price of gold is high then you will get less gold. Seen in one way, it can be called Gold SIP. But if we look at the trend of gold prices for some time. So you may see an annual average increase of 8 to 11%.

How much can gold be worth by 2030?

If you are buying gold worth Rs 10 thousand every month. And from 2026 to 2030, gold prices increase at the same pace. The speed at which it is increasing at present. So by 2030, the total gold investment of Rs 4.8 lakh purchased by you can reach around Rs 6.5 lakh to Rs 7.2 lakh.

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This calculation is based on average returns. At what price did you get the gold you bought and on that basis in 2030 the value of your gold will be decided. If you bought gold at that time the value was low and in 2030 the price of gold increases. Then the price of the gold purchased by you will also increase significantly.

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