12 Nov 2025, Wed


Life Certificate: There are many pensioners in the country. Every year lakhs of pensioners have to complete an important task on time. Otherwise their pension may be stopped. This is not just a formality but an important process which the government has started to maintain transparency. The government wants that the pension money should reach only the real beneficiaries and no one making fake claims can take advantage of the system.

This is the reason why every government bank or EPFO ​​pensioner is required to submit life certificate every year. This certificate is the most important condition for continuing the pension. The month of November is considered very important for this process. Because during this time pensioners across the country submit their life certificates. If this certificate is not submitted by the stipulated time i.e. 30th November. So the pension will automatically stop from December.

Why is life certificate important?

Life certificate is actually a way of the government to bring transparency in the pension system. Its purpose is to ensure that the pension money goes to the right person’s account only and is not transferred to any dead person or fake account. It is necessary to submit this certificate every year. So that the government can know that the pensioner is alive and his account is active.

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Earlier this process used to be done by going to bank or post office. Where the elderly had to stand in long queues. But now it has been made easier under Digital India. Now pensioners can submit the certificate from their home through Jeevan Praman portal or Jeevan Praman app. For this only Aadhar number, mobile number and biometric device are required.

How to submit life certificate?

There are many ways to submit life certificate to make the process easy for pensioners of all ages and circumstances. Pensioners can submit the certificate offline by visiting the nearest bank branch, post office or common service center. Those who want to adopt the digital process can download the Jeevan Pramaan app and submit the certificate sitting at home. For this they will need Aadhar card, mobile number and biometric device.

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After submitting the certificate through the app, you get a digital receiving number which is important to keep safe for future. Pensioners who do not use smartphones. He can also get this work done by visiting his nearest CSC centre. The government has also instructed banks and post offices to set up special counters for the convenience of the elderly. Let us tell you that if this certificate is not submitted by 30th November, then the pension for December may be stopped.

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