By Admin 
Interest Certificate: The Postal Department has started the facility of downloading interest certificate through the Internet Banking Portal of the post office. This will give a big relief to the post office savings bank (POSB) account holders. That is, if you also have a savings account in the post office or you have got FD, then you will not have to go to any branch of the post office for the interest certificate. Senior citizens will benefit the most of this decision. You may need to need this certificate while filing ITR.
On May 7, 2025, the Department of Posts said in its order, “For the convenience of internet banking customers, there has been a provision to download interest certificate for e-banking users through the Internet banking portal.”
Why does an interest certificate need?
Along with filing tax, the interest certificate is also needed for cross checking. To see whether you are getting as much interest on the deposit amount as you have been made. Interest certificate is also necessary for those whose income is less than taxable limit. On the basis of interest certificate, they have to fill Form 15G/Form 15H to avoid TDS deduction. Now the most important thing is that what is the full process of downloading interest certificate sitting at home-
- First go to ebanking.indiipost.gov.in website.
- If there are already registers, then enter the user ID and password and login and if there is no register, then you have to sign up first.
- After logging in, go to the Accounts tab.
- Now click on Interest Certificate.
- After this, you have to select the financial year, for which you want to download the institute certificate.
- Now you can download the Institution Certificate.
Also read:
India gave a befitting reply to Donald Trump, now American product will also be strong tariff!