By Admin 
People who are doing jobs. After retirement, the biggest question for them is how the expenditure will run now. Because the salary stops. But the needs and responsibilities of life continue as before or say more. In such a situation, people often want to invest in such a place.
Where their money is also safe and every month, some earnings were also earned. If you are also looking for a similar scheme after retirement, then this scheme of post office can prove to be a better option for you. Let us tell you complete information about this scheme.
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Invest in this post office scheme
If you seek a safe and stable income after retirement. So the Senior Citizen Savings Scheme of the post office can be a better option for you. You can invest up to a maximum of 30 lakh rupees in this scheme. If you deposit 30 lakh rupees outright from retirement funds.
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So you will get an interest of Rs 246000 at the rate of 8.2 percent annually. This interest is given on a quarterly basis. That is, you will get 61500 rupees every three months. This scheme is very reliable for earning every month after retirement. Along with this, there is no risk in it.
20500 rupees of interest will be received every month
If you invest a lump sum of Rs 30 lakh under Senior Citizen Savings Scheme. So according to the current interest rate, 61500 rupees will come to your account every three months. That is, about 20500 rupees a month will be available directly. If you allow this quarterly interest instead of withdrawing. So after five years your investment can reach about 42 lakh rupees.
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How to apply in the scheme
To apply in the Senior Citizen Savings Scheme, first go to the nearest post office. From there you will get the scheme form, which will have to be filled with documents like Aadhaar card, PAN card and address proof. After all the information is verified, your account will open. After this, interest will continue to be transferred to your account at fixed intervals.
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