4 Jan 2026, Sun

Daughter’s education and marriage is a big responsibility for every parent. Since childhood, parents try to get a lot of money for her till the girl grows up. But in this era of inflation, saving money is no longer easy. People find many ways to invest. But finding the right option is the biggest challenge. If the plan is not chosen correct, then you may have to regret later. In such a situation, it is necessary to invest money in such a scheme.

Where your money is also safe and good returns were also received over time. The government has launched a similar scheme keeping in mind the future of the daughter. In which the future of the daughter can be secured by investing. Let us tell you complete information about this scheme.

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Invest for daughter’s future in this scheme

Want to invest for the future of the daughter. So Sukanya Samriddhi Yojana is a great option. This scheme was started by the government in January 2015. Whose purpose is to make daughters’ education and marriage expenses easier. In this scheme, you can open an account in the name of daughter. The interest received in it is more than the rest of the schemes.

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At present, 8.2% annual interest is being given on this scheme. In the scheme, you can start investing from a minimum of Rs 250, then you can deposit up to a maximum of Rs 1.5 lakh. The entire amount on maturity is tax free. Due to which the future of the daughter becomes financially safe.

How to start investing?

It is very easy to start investing in Sukanya Samriddhi Yojana. First of all, an account will have to be opened in the nearest bank or post office in the name of the daughter. For this, the birth certificate of the daughter, the identity card of the parents and the address proof have to be given. After opening the account, you can deposit a minimum of 250 rupees at a time.

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After this, any time and how many times can be invested in a year, but the total amount should not be more than Rs 1.5 lakh. If you want, you can also deposit money through online banking. One has to invest for 15 years from the date of opening of the account. Maturity is found when the daughter is 21 years old.

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