7 Jun 2025, Sat

Kisan Credit Card Becomes Lifeline for Farmers Over 4 Crore Beneficiaries so far

Government schemes are continuously bringing color towards making the farmers of the country financially strong. In this episode, the Kisan Credit Card (KCC) scheme is proving to be a lifeline for millions of farmers. On Saturday, an information was shared on the social media platform ‘X’ by the office of Finance Minister Nirmala Sitharaman, which said that so far more than 4.65 crore KCC application of farmers has been approved.

What is a farmer credit card?

KCC i.e. Kisan Credit Card is such a banking means through which farmers get loans on easy terms to meet all the needs related to farming. With this, farmers can buy essential things like seeds, fertilizers, pesticides and can also meet the expenses incurred during farming on time.

This scheme is especially beneficial for small and middle class farmers, who often got caught in the clutches of usurers. Through KCC, farmers are now directly connecting with the bank and getting loans at an affordable rate according to their needs.

4.65 crore farmers got direct benefit

According to the information given by the government, so far the KCC application of more than 4 crore 65 lakh farmers has been approved. This means that these farmers have received loans from the bank at cheap rates for farming, due to which their income is expected to increase.

How to get Kisan Credit Card made?

  • Aadhar card
  • Land related documents
  • Passport Size Photo
  • Bank account number

Also read- The wait for the 20th installment of PM Kisan Yojana is about to end? Know how to check your status

How does this card help?

  • At the time of farming, money is available for the purchase of things like seeds, fertilizers, pesticides.
  • It helps in buying agricultural machinery like tractor, pump, irrigation equipment.
  • The time before selling the crop meets the need for cash.
  • This card is also very useful even in emergency.

Also read- PM can come in June, the next installment of Kisan Nidhi, know how to check your name in the list

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