By Admin 
PM Vishwakarma Yojana Benefits: With the aim of increasing people’s income and promoting self-employment, the Government of India keeps implementing different schemes from time to time. People from many sections of the society get the benefits of this. In this context, the Central Government has started PM Vishwakarma Yojana.
Under which beneficiaries are given training to improve their skills. Its most important thing is that loans are also made available at low interest rates. Let us know, how this scheme can be availed?
Initiative to empower traditional artisans
PM Vishwakarma Yojana has been started by the Government of India with the aim of strengthening the people associated with traditional skills. This scheme has been prepared for those artisans and craftsmen who work with their hands and earn their livelihood from this.
Under this, beneficiaries are given loans at cheap interest rates along with modern work-related training. So that they can develop their skills as a business rather than just limiting their skills to employment.
Financial assistance is available along with training
Under PM Vishwakarma Yojana, 18 skills like goldsmith, blacksmith, barber have been included. The government provides training to the beneficiaries in all these trades. Besides, a stipend of Rs 500 per day is also given. After training, one gets benefits like Vishwakarma certificate and ID card, toolkit incentive of Rs 15,000, skill upgradation etc.
Loan available at low interest rate
If any artisan is not able to start his work due to lack of money, then he can get financial help through PM Vishwakarma Yojana. Under this scheme, a total loan of up to Rs 3 lakh is provided. In which one lakh rupees is given to start a business at the initial level. For expansion of work, additional loan up to Rs 2 lakh can be taken in the second phase.
The special thing is that this loan is available at only 5 percent interest rate. Artisans can apply for this both online and offline. Artisans can apply online by visiting the official website. At the same time, for offline, application can also be given by visiting the nearest CSC (Common Service Centre).
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