By Admin 
Post Office Investment Plan: Most of the Indian investors like to invest their money in a safe place. Where even if the returns are slightly less, the investment continues to generate regular income. For this reason, most people choose options like bank FD. However, apart from bank FD, there are some post office schemes as well, which assure security with better returns to the investors.
One of these is the Post Office Monthly Income Scheme (MIS), by investing in which an income of up to Rs 9000 can be earned every month. This scheme is especially for those who want regular income. Let us know about this scheme…
Post Office Monthly Income Scheme
There are many types of such schemes in the post office, but for regular income, Post Office Monthly Income is very popular among investors. Under this scheme, money has to be invested once. After this, you earn income from the interest received on your money.
Under the scheme, investors get an interest rate of 7.4 percent. Investors can invest from Rs 1000 to Rs 9 lakh in this scheme. At the same time, married couples can invest up to Rs 15 lakh in this scheme.
This way there will be an income of Rs 9000 every month
If an investor invests Rs 15 lakh in the Post Office Monthly Income Scheme through a joint account with his wife, he gets returns as per the current interest rate of 7.4 per cent per annum.
That means the investor gets a regular income of around Rs 9250 every month. At the same time, in a period of 5 years, the income from interest alone is around Rs 5.55 lakh. Whereas the original amount invested remains safe.
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