By Admin 
Health insurance plan: The condition of staying admit in the hospital for 24 hours to claim health insurance is now over. Many insurance companies are also giving mediclaims on only 2 hours of hospitalization. This change is being done to keep pace with changes in medical technology with a new age.
Claim will be done only on 2 hours of hospitalization
Earlier, there was a need to stay in the hospital for 24 hours to claim health insurance. However, this will not happen now because many insurance companies are now allowing to claim the hospital for only 2 hours without considering this condition. According to the CNBC TV18 report, Siddharth Singhal, head of health insurance in the policy market, said, in the last ten years, the medical advancing has completely changed the way of treatment and surgery. This has also reduced the time limit for living in the hospital.
The condition of staying overnight is now over
Earlier, there was a need to stay in the hospital overnight for cataract operation, chemotherapy or angiography. Whereas today medical technology has moved so much that all this happens within hours. In view of this, many insurance companies are also covering 2 hours of hospitalization in their policies to ensure that the claim of a policyholder does not reject only because of not staying overnight in the hospital. Companies covering it include ICICI Lombard Elevate Plan, Care-Supreme Plan and Niva Bupa.
These companies are giving coverage
ICICI Lombard Elevate Plan is getting coverage of up to Rs 10 lakh at a premium of Rs 9,195 annually. It is for non-smoker people aged 30 years. Similarly, the annual premium for Care Supreme is starting at Rs 12,790 and the premium for Niva Bupa Health Recycle is starting from 14,199 per year.
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