By Admin 
Jan Dhan Account KYC: 10 years of Pradhan Mantri Jan Dhan Yojana (PMJDY) have been completed. According to the rules of the Reserve Bank of India (RBI), it is necessary to do KYC (Know Your Customer) every year after opening a bank account. In such a situation, if you also have a Jan Dhan account in a bank, then get your KYC instant. For this, there is a deadline till September 30. If KYC is not done, the bank can close your account. In such a situation, you may have trouble getting government subsidy.
This purpose was started
Pradhan Mantri Jan Dhan Yojana was started in the year 2014. This aim was to open a bank account of economically weaker people and provide benefits of government schemes to them. People from cities as well as rural areas were also added to it. There is no need for minimum balance in the account under Pradhan Mantri Jan Dhan Yojana. The account holder can also take advantage of overdraft. That is, even if there is no money in the account, the account holder can still withdraw money from the account. Its limit is fixed and the bank takes interest on the money withdrawn in the form of overdraft.
What is ReikayC and why is it necessary?
The accounts opened in 2014-2015 will have to be re-KYC because the KYC validity of these accounts is ten years. This process is necessary to keep the account active. It is also very easy to get REKYC, in which you give your updated information to the bank such as your current address, name, updated photo, etc. This helps to prevent fraud and ensure smooth operation of banking services. Government banks across the country are organizing camps in all gram panchayats from 1 July to 30 September, 2025. Under this, KYC is being done from house to house. So far, camps have been organized in about 1,00,000 gram panchayats and millions of people have done their KYC.
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