7 Nov 2025, Fri

PM suraksha bima yojana: The Government of India runs a lot of different schemes for the people of the country. Keeping in mind the different needs of different people. The government executes these schemes. In today’s time, insurance has become a very important part of people’s lives. It cannot be said when people need insurance money.

Many people do not have the money to pay the premium of insurance. Such poor and needy people are given the benefit of insurance from the government. Let us tell you that under the Pradhan Mantri Insurance Security Scheme, an insurance of Rs 2 lakh is available for just 20 rupees. Let us tell you how you can take advantage of this scheme.

Insurance of 2 lakhs for 20 rupees

Accident insurance cover is provided under the Pradhan Mantri Bima Yojana of the Government of India. This scheme of the government is for people belonging to poor sections. Through this scheme, the government gives a cover of Rs 2 lakh for only 20 rupees. This scheme was started in the year 2015. Under the Pradhan Mantri Bima Yojana, if a policy section dies in an accident.

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So the nominee is given money. Not only this, if the policy holder becomes disabled. Even then he gets money. Please tell that after death in the accident, the nominee is given 2 lakh rupees. So the same is partially given to 1 lakh rupees if it is partially disabled. If the insured becomes completely disabled. So he is given 2 lakh rupees.

https://www.youtube.com/watch?v=aw6O4Keygwi

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Premium has to be paid annually

Let us tell you that under the Pradhan Mantri Insurance Security Scheme, a premium of Rs 20 has to be paid annually. The duration of insurance cover is from 1 June to 31 May. An Indian citizen can apply for this scheme between 18 and 70 years old. The form can be filled for this scheme by going to your bank or nearest Common Service Center. The amount of its premium is an auto debit from the account.

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