By Admin 
Q1 results of rbl-concentral bank: The private sector’s RBL Bank said on Saturday that its net profit declined by 46 percent to Rs 200 crore in the first quarter of the first quarter of FY 2025-26. The bank had recorded a net profit of Rs 372 crore in the same period a year ago, while the figure was Rs 69 crore in the last March 2025 quarter.
RBL reduced profits
During this period, the main net interest income of the bank declined by 13 percent to Rs 1,481 crore. The net interest margin declined by 1.15% to 4.5% on a annual basis. In the period under review, other income increased by 33% to Rs 1,069 crore.
RBL Bank Managing Director and CEO R Subramankumar said that high -risk unsafe portfolio with high margin continues to fall. He said that the bank has maintained its debt hike estimate of 14-15 percent for the current financial year. The gross non-performing asset ratio increased from 2.60 percent to 2.78 percent of March. The total provision increased by 21 percent to Rs 442 crore on an annual basis.
Central Bank’s profit increased by 33 percent
The net profit of the public sector Central Bank of India was Rs 1,169 crore to Rs 1,169 crore in the April-June quarter of the current financial year. The company said on Saturday that its profit has increased due to improvement in main income and reduction in debt. The net profit of this bank in Mumbai was Rs 880 crore in the same quarter of the last financial year. The Central Bank of India said in the information to the stock market that its total income was Rs 10,374 crore in the quarter under review, which was Rs 9,500 crore in the same quarter of the previous financial year.
The bank’s interest income increased to Rs 8,589 crore in the quarter, which was Rs 8,335 crore in the same quarter of the previous financial year .. During the period under review, the bank’s operational profit increased to Rs 2,304 crore, while it was Rs 1,933 crore in the same quarter a year ago .. The bank’s asset quality improved.
At the end of the June quarter, gross non-performing assets (NPAs) declined to 3.13 percent of the total debt, which was 4.54 percent in the same quarter a year ago .. The total debt of the bank increased by 9.97 percent to Rs 2,75,595 crore in the June quarter, which was Rs 2,50,615 crore in the end of June 2024 .. This is how the pure NPA or poor debt decreased by 0.49 percent in the end of June 2024. Gaya, while it was 0.73 percent in the same period a year ago.
Due to this, the provision and contingency expenses were half to Rs 521 crore during the June quarter, while it was Rs 1,191 crore in the same period a year ago .. Provision coverage ratio (PCR) increased by 0.85 percent to 96.17 percent to 97.02 percent .. The bank’s capital adequacy ratio (CAR) increased to 17.6 percent in the same quarter, which increased to 17.6 percent in the last financial year, which increased the bank’s adequately (CAR) in the last financial year. Was.
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