By Admin 
RBI mpc meeting August 2025: The Monetary Policy Committee (MPC) meeting of the Reserve Bank of India (RBI) led by Governor Sanjay Malhotra is being held today. In this, there is a possibility of cutting interest rates for the fourth consecutive time. After this three -day meeting, the decision taken in it will be announced on 6 August. So far in the year 2025, the repo rate has been cut by 100 basis points. Currently the repo rate is 5.50 percent. Now in such a situation, the question arises whether the repo rate will be cut by the Reserve Bank or the interest rate will be retained this time too.
Will the common man get relief again?
Most experts believe that this time RBI can keep it stable after reducing the repo rate three times in a row. There was scope for change due to inflation and growth on the domestic front, but the external adverse conditions – especially on Indian exports, 25 percent American tariffs have blurred the near future economic scenario.
According to a report by news agency PTI, Madan Sabnavis, Chief Economist, Bank of Baroda, says that there is no possibility of less inflation or impact of American tariffs in June on the decision of monetary policy as these things have been considered in the first policy review. He believes that in view of the US tariff and low inflation in June, the RBI will not make any change in policy rates. Since the effect of the tariff has not been fully revealed right now, the Reserve Bank can stop a little to assess it. He said, so there is no possibility of changing the attitude towards development due to tariffs. However, it will be interesting to see what the RBI decides about the repo rate.
Estimates of inflation rate
Experts believe that there may be a slight decrease of 0.1–0.2 percent in the estimate of inflation for the whole year, which can be reduced from 3.7 percent to 3.5-3.6 percent. This is far below the target of 4 percent of the Reserve Bank. Due to this, the Reserve Bank gets scope to further cut rates.
Carey ratings believe that RBI will not cut further. He says that the Reserve Bank has already given active response to inflation trends and before taking any new step, the impact of the cuts made in the previous rates will be assessed first.
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