Sukanya samriddhi yojana you can save upto 80 to 90 lakh for your Daughter marriage in this scheme

If you have a small daughter and you want to save for her future from today, then Sukanya Samriddhi Yojana of the Central Government (Sukanya Samriddhi Yojana – SSY) can prove to be a great option for you. This government scheme, which opens in the name of the daughter, not only gives you a strong savings option, but also gives the best opportunity to save tax. The most important thing about this scheme is that the interest received in it is also more than the rest of the small savings schemes. Currently, it is getting 8.2% annual interest for the first quarter of 2025.

Invest in this way, there will be a big benefit

In this, you can invest a minimum of Rs 250 to a maximum of Rs 1.5 lakh every year. The investment duration is 15 years, but maturity is at 21 years. That is, you can open this account by the age of 10 years of daughter and withdraw all money on completion of 21 years. Now pay attention to the calculation. If you invest 1.5 lakhs every year immediately after the birth of a daughter and do it for a full 15 years, then the total amount will be Rs 22.5 lakh. When the account is matured on the 21st year with compound interest received on this, you can get a fund of about 65 to 72 lakhs.

Also read: Passengers please pay attention, Railways canceled the trains of this route, see the full list

80 lakh rupees will be made like this

Not only this, in this scheme you get a discount of up to 1.5 lakhs every year under Section 80C of Income Tax. That is, if you invest 1.5 lakhs annually, you can save up to about 45,000 taxes (according to tax slab). If this tax savings are also done every year and it is also added to any savings or investment, then in 20 years this amount can also reach 8–10 lakh rupees. That is, if you add the benefit of tax savings to the amount received from the original plan (65–70 lakhs), then by the age of 21, you can have a fund of up to Rs 75–80 lakh by the age of 21 years and that too completely tax free.

Also read: Will the house whose house is already installed, will not be able to run below 20 degrees