In case of a sudden medical emergency, home repair or any important expense, the first question to ask is – How much is your salary? Can I get a personal loan on a salary of ₹25,000? Personal Loan has become the fastest and easiest loan for the common man in 2025, but banks pay special attention to some factors. In this video we will tell you the minimum salary requirement, in which banks there are chances of getting loan at low salary and due to which reasons the loan can be rejected. You will learn how HDFC, SBI and Axis Bank evaluate salary, job stability and credit score. Also, what percentage of your EMI should be your salary. NBFCs and fintech apps offer smaller loan options for those with salaries below ₹15,000, while adding a co-applicant increases approval chances.