Aadhaar ATM: Sometimes life catches us at such a juncture when we are not at all prepared. Suppose you are out for some important work and suddenly you realize that your purse is missing. No cash, no ATM card and difficulty in reaching banks. In such a situation, most people get nervous because the first question that comes to their mind is how will the money be withdrawn now. This is where Aadhaar ATM solves your problem in a jiffy.

The most important thing about this facility is that you neither need a card, nor a PIN, nor a passbook. Only your Aadhaar number and biometric identification is enough. This system has become a relief especially for those people. Those who forget to keep the cards with them or suddenly get into trouble. Let us tell you how Aadhaar ATM works.

How does Aadhaar ATM work?

Aadhaar ATM is not a separate machine. Rather, it is part of the Aadhaar based payment system. It has been prepared by NPCI. So that banking services can reach everyone easily. For this there is no need to swipe the card or enter the PIN. Your Aadhaar number is entered in the micro ATM machine located near Mini Bank Point or Bank Mitra and after that fingerprint is taken.

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This fingerprint proves your identity and the system is directly connected to your bank account. As soon as the verification is completed. The operator gives you cash. This method is very useful in places where ATMs or bank branches are less. Let us tell you that you will be able to avail the benefit of this facility only then. When your Aadhaar is linked to your bank account.

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How to remove cache from AePS Center?

This service called Aadhaar ATM is called AePS i.e. Aadhaar Enabled Payment System. This entire system is based on biometric security. The process of withdrawing cash is easy. All you have to do is go to a nearby AePS center and tell the operator that you want to withdraw cash from Aadhaar.

He enters your Aadhaar number and bank name, you tell the amount and then you place your finger on the fingerprint machine. As soon as the identification is received, the transaction is completed and the cash comes into your hands.

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In today’s digital era, most of us use online payment, whether to buy some goods at the shop, pay bills or send money to someone, everything is now done from mobile and apps. But many times there are also places where only cash runs. In such a situation, we have to go to the bank or ATM. In such a situation, if you do not have a debit card or have been lost, now you can withdraw money from Aadhaar card. Let us know how to withdraw money deposited in the bank from Aadhaar card?

How can we withdraw money from Aadhaar card?

With Aadhaar card, you can withdraw money deposited in the bank with the help of Aadhaar enabled payment system i.e. AEPS. AEPS i.e. Aadhaar enabled payment system is a system that has been introduced by the National Payments Corporation of India (NPCI). Through this, you can withdraw money from the bank by using only your Aadhaar number and fingerprint, you can check, check the balance or also remove a mini statement. In this system you do not need an ATM card, neither need to enter a PIN or OTP nor do you have to face long process. But it is important that your Aadhaar card should be linked to your bank account.

How to withdraw money from Aadhaar?

1. Go to the nearest banking correspondent or micro ATM: This person is sitting in a shop or in a bank’s mini branch, which is also called BC Agent. These people do transactions from portable machines (Micro ATM).

2. Enter your Aadhaar number: Insert your 12 -digit Aadhaar number in the BC Agent machine.

3. Give fingerprint: Put your finger in a fingerprint scanner. This will mix your identity with the Aadhaar database.

4. Select transaction option: Choose a cash withdrawal option.

5. Enter the amount: Enter the amount of money you want to withdraw.

6. Complete transactions: You will get money as soon as you are identified with finger. The SMS of transaction will also come to your registered mobile number.

Necessary things to withdraw money from AEPS

1. Your bank account should be linked to Aadhaar card.

2. Only the account will work which is a link to Aadhaar as a primary account.

3. Transaction requires fingerprint, not OTP or PIN.

4. How many times you can withdraw money in a day, it depends on every bank’s own limit.

5. The RBI has not set any special limit, but most banks allow only up to 50,000 for safety. This limit can also change, so definitely get information from your bank.

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