While withdrawing cash from ATM, sometimes the situation arises when the debit card or credit card gets stuck inside the machine. In such a situation, many people often get nervous, call the guard or rush to block the card. Very few people know that in such a condition the card can be recovered without any problem. For this, it is important that you immediately give correct information to the bank and follow the necessary procedure. So today let us tell you what should you do first if your ATM card gets stuck in the machine while withdrawing money.

Why do ATM cards get stuck in the machine?

Many people have questions in their mind that why credit cards and debit cards get stuck in the ATM while withdrawing money. Actually there could be many reasons behind this. Many times the ATM card gets stuck due to machine link failure or technical glitch. Apart from this, due to taking too much time in filling the card details, the card also gets stuck in the machine. At the same time, sometimes power cut, connection error, repeatedly entering wrong PIN or network problem also becomes the reason for the card getting stuck.

What is the first thing to do if a card gets stuck in the machine?

If your card also gets stuck in the ATM machine, then first of all call the customer care of your bank and give complete information along with the location of the ATM. After giving the information, the bank gives you two options in which the first option is to cancel the card and get a new card. The second option is to start the process of getting the card withdrawn. If you feel that there is a possibility of the card being misused, you can get it blocked immediately. You usually get the new card at your address in 7 to 10 days. Apart from this, you can also go to the branch and get a new card on the same day.

If the card is stuck in your bank’s ATM

If your card gets stuck in your own bank’s ATM, it is easier to get it back. In such a time, you inform the team that deposits cash in the bank ATM and after that the team takes out the card and deposits it in the bank. You can withdraw the card by going to the bank and showing your identity card. But if the card is stuck in some other bank, then that bank sends the card to your home branch, after which you can get the card from your branch.

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Aadhaar ATM: Sometimes life catches us at such a juncture when we are not at all prepared. Suppose you are out for some important work and suddenly you realize that your purse is missing. No cash, no ATM card and difficulty in reaching banks. In such a situation, most people get nervous because the first question that comes to their mind is how will the money be withdrawn now. This is where Aadhaar ATM solves your problem in a jiffy.

The most important thing about this facility is that you neither need a card, nor a PIN, nor a passbook. Only your Aadhaar number and biometric identification is enough. This system has become a relief especially for those people. Those who forget to keep the cards with them or suddenly get into trouble. Let us tell you how Aadhaar ATM works.

How does Aadhaar ATM work?

Aadhaar ATM is not a separate machine. Rather, it is part of the Aadhaar based payment system. It has been prepared by NPCI. So that banking services can reach everyone easily. For this there is no need to swipe the card or enter the PIN. Your Aadhaar number is entered in the micro ATM machine located near Mini Bank Point or Bank Mitra and after that fingerprint is taken.

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This fingerprint proves your identity and the system is directly connected to your bank account. As soon as the verification is completed. The operator gives you cash. This method is very useful in places where ATMs or bank branches are less. Let us tell you that you will be able to avail the benefit of this facility only then. When your Aadhaar is linked to your bank account.

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How to remove cache from AePS Center?

This service called Aadhaar ATM is called AePS i.e. Aadhaar Enabled Payment System. This entire system is based on biometric security. The process of withdrawing cash is easy. All you have to do is go to a nearby AePS center and tell the operator that you want to withdraw cash from Aadhaar.

He enters your Aadhaar number and bank name, you tell the amount and then you place your finger on the fingerprint machine. As soon as the identification is received, the transaction is completed and the cash comes into your hands.

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