Health is the biggest capital of humans. But when a disease comes, the most burden falls on money. Everyone does not have a hefty amount for treatment. To reduce this problem, the government has started the Ayushman Bharat scheme. Under this scheme, lakhs of people across the country can get free treatment up to Rs 5 lakh annually.

Ayushman card is issued for this. The cardholder gets the right to get treatment by admitted to any panel hospital. But the question comes in the mind of many people that after all, these 5 lakh rupees can be spent at a time or the facility to get treatment is given many times. Let us tell you the rules about what is there.

How many times can you get treatment?

Under the Ayushman Bharat Scheme, treatment of Rs 5 lakh is not only for once. This limit has been fixed for the whole year. That is, if the card holder wants, then you can spend 5 lakhs in a big operation or serious illness at a time. On the other hand, if small treatment is required, then the card can also be used many times.

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However, every time expenses will be seen and the total amount cannot be more than 5 lakh rupees. This card acts like a armor to protect the health of your family. No matter how many times the disease comes. The cardholder can take advantage of free treatment until the limit is over. This is its biggest feature.

What will happen then what will happen?

Many times there is a question in the minds of people about the Ayushman Bharat scheme that if the annual limit of Rs 5 lakh given in Ayushman card is completed. So who will bear the treatment expenses after that. Let me tell you that in such a situation, the patient or his family will have to bear their own expenses. That is, there will be no additional help from the government. The limit of the card is reset again every year at the beginning of the new year.

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And the family again gets coverage of up to Rs 5 lakh. Therefore, if there is a serious disease in which there is a possibility of spending more. So the cardholder should keep the limit of the scheme in mind. Take treatment under it only when needed. So that if a serious problem arises, it is not difficult.

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The Prime Minister of the Central Government Ayushman Bharat Yojana provides free treatment up to 5 lakhs annually to the poor and needy families. Under this scheme, more than 41 crore Ayushman cards have been made so far and about 31,466 hospitals across the country are included in this panel. There are also about 14,194 private hospitals among them.

Despite this, many times complaints come up that hospitals involved in the scheme refuse to give treatment to the card holders. Regarding this, the government’s rules also clearly say that if the hospital involved in the panel has treatment for the related disease, then it cannot refuse. If someone does this, then the hospital can be processed, it can be removed from the panel. In such cases, the card holders also have many options to file a complaint.

Complaint online

If the hospital refuses treatment, then online complaint can be filed first. For this, you have to go to the official portal https://cgrms.pmjay.gov.in/grms/loginnew.htm and click on Register Your Grievance. After this, the scheme has to be selected by entering the captcha code and you can submit the complaint by filling the information sought. When a complaint is filed, a grives ID is available which needs to be preserved.

You can also call on toll free number

National toll free number 14555 can be issued to complain. Apart from this, different states have also given their helpline numbers.

• Helpline number of Uttar Pradesh- 180018004444
• Helpline number-18002332085 of Madhya Pradesh
• Helpline number-104 of Bihar
• Helpline number of Uttarakhand- 155368 or 18001805368

You can also complain with Umang app

Another easy way to file a complaint is Umang app. In the app, go to the section of Ayushman Bharat and choose Grievance Redressal and after that you can file a complaint by filling your information there. While complaining, it is necessary to note Ayushman card photo, hospital slip or refusal proof like audio or video and complaint date and time. Along with this, the status should also be kept checking continuously with the grives ID mixed.

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Utility photo gallery

Health is the most important part of every human’s life. People spend a lot of money in diseases. That’s why people already carry health insurance. So that there is not much burden on the pocket. But many people do not have the money for health insurance. The government runs Ayushman Yojana for these poor needy people. Those who can relieve people from the concern of treatment.

The question arises in the minds of many people about the Ayushman Bharat Yojana whether every disease can be treated free of cost. Actually, people have many perceptions and misunderstandings about this scheme. Many times people have to face difficulty many times due to this. Let us tell you what is the rule regarding the scheme.

Will every disease be treated with Ayushman card?

Under the Ayushman Bharat Scheme, the eligible families of the country are given annual health insurance up to Rs 5 lakh. The biggest question in the minds of people about Ayushman Bharat card is whether it will be treated for free. Can cardholders treat all serious diseases and large operations for free.

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So let us tell you that this card does not cover the treatment of every small or major disease. Some special diseases and procedures have been included in the list. While some are excluded. In such a situation, it is important that people first know about its guidelines and diseases involved whether their treatment is under the scheme or not.

These diseases are treated

Under the Ayushman Bharat Scheme, treatment of many serious diseases can be made free free. This includes heart disease, cancer, neurological diseases, problems related to kidney and urinary, liver and stomach diseases, respiratory problems, bone and joint problems.

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Apart from this, gynecology and maternity services, children’s diseases, infectious diseases, hormones and metabolic diseases and mental health problems have also been covered in it. In this way, this scheme gives great relief to the patients and makes it easier by protecting the treatment of serious diseases from financial burden.

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Health is a very important aspect of all people’s lives. All people are worried about their health. Because people spend a lot of money in diseases, so people like to be ready for such difficulties in advance. Many people carry health insurance for this so that they do not have to spend money suddenly in treatment.

But not all people have enough money to take health insurance. The Prime Minister of the Government of India Ayushman Bharat Yojana gives benefits to such people. Under which people get free treatment up to Rs 5 lakh through Ayushman card. But some rules have been set for this. Ayushman card is not made of these people. Know that even your name is not included in them.

https://www.youtube.com/watch?v=1Zbph4zeari

Which people do not make Ayushman card?

Not everyone can avail Ayushman Bharat scheme. This scheme is specially made for poor and weaker sections. People who pay income tax. Those who have pucca houses or two-wheelers, four-wheelers, tractors. He has been excluded from this scheme. Government jobs or who have large farming land.

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Those people also cannot make Ayushman card. Those who are taking advantage of a government pension. They also do not get Ayushman card. Let us tell you that the objective of this scheme of the government is to give the benefit of free treatment only. People who cannot afford their treatment.

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You can check your name like this

You can check your eligibility for making Ayushman card from home. For this, first you have to go to the scheme website PMJAY.GOV.IN. Going there, you have to click on the option of ‘Am I Eligible’. After that you have to enter some general information. After entering the correct information, the list will appear in front of you. If you have your name, then your Ayushman card will be made, if not, then your Ayushman card will not be made tax. Keep in mind that nothing is wrong to enter anything wrong.

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