Health is the most important part of every human’s life. People spend a lot of money in diseases. That’s why people already carry health insurance. So that there is not much burden on the pocket. But many people do not have the money for health insurance. The government runs Ayushman Yojana for these poor needy people. Those who can relieve people from the concern of treatment.

The question arises in the minds of many people about the Ayushman Bharat Yojana whether every disease can be treated free of cost. Actually, people have many perceptions and misunderstandings about this scheme. Many times people have to face difficulty many times due to this. Let us tell you what is the rule regarding the scheme.

Will every disease be treated with Ayushman card?

Under the Ayushman Bharat Scheme, the eligible families of the country are given annual health insurance up to Rs 5 lakh. The biggest question in the minds of people about Ayushman Bharat card is whether it will be treated for free. Can cardholders treat all serious diseases and large operations for free.

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So let us tell you that this card does not cover the treatment of every small or major disease. Some special diseases and procedures have been included in the list. While some are excluded. In such a situation, it is important that people first know about its guidelines and diseases involved whether their treatment is under the scheme or not.

These diseases are treated

Under the Ayushman Bharat Scheme, treatment of many serious diseases can be made free free. This includes heart disease, cancer, neurological diseases, problems related to kidney and urinary, liver and stomach diseases, respiratory problems, bone and joint problems.

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Apart from this, gynecology and maternity services, children’s diseases, infectious diseases, hormones and metabolic diseases and mental health problems have also been covered in it. In this way, this scheme gives great relief to the patients and makes it easier by protecting the treatment of serious diseases from financial burden.

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Ayushman Card: In today’s era, treatment is becoming expensive with changing times. It becomes difficult for financially weaker families to treat many serious diseases. Keeping this, the government is providing free treatment to the poor and needy families of the country under the Pradhan Mantri Jan Arogya Yojana (PM-JAY). To take advantage of this, you have to make Ayushman card.

Who will get the benefit of the scheme?

This health insurance scheme of the government has included all people aged 70 years or older, whether their income is less or more. Apart from this, those people are also eligible for this scheme, who are not getting the benefit of any other health scheme. However, people will not get the benefit of this scheme to get tax paying, economically prosperous, PF or ESIC.

You can also check in this way

• Go to its official portal http://beneficiary.nha.gov.in/ to check whether you are eligible for this scheme or not.
• Now click on ‘AM I Eligible’ option.
• Enter your mobile number and verify the OTP on it.
• After this, fill your name, state, district, etc.
• If your name is in the list, then you are eligible for this scheme.

Which diseases are covered

Heart disease

Coronary artery disease (CAD)
Heart attack
Consul’s heart failure
Complications related to high blood pressure
Angioplasty
bypass surgery

cancer

Chemotherapy and radiation therapy are covered for breast, cervical, oral, gastrointestinal and lung cancer.

Neurological diseases

Stroke and paralysis, brain tumors, epilepsy treatment, spinal disease and Parkinson’s covered.

Kidney and Urological Diseases

Chronic kidney disease (CKD), kidney transplant, dialysis, and uranary tract infections are covered.

Liver and Gastroinetestinal Disease

Liver cirrhosis, hepatitis B and C, gallstones, appendicitis surgery and hornia are treated.

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