Digital fraud scam: India is moving towards digital economy rapidly, but with this, cases of digital fraud have also increased to dangerous levels. The thugs are now trapping people in their trap using new technical methods and looting crores of rupees. The government and the RBI are constantly taking steps, but there are challenges.

Recently, a woman from Gurugram fell victim to a scam called “Digital Arrest” and lost Rs 5.85 crore. In September 2024, some thugs made a video call as a law enforcement officer. The woman and her son were threatened to be sent to jail by showing fake IDs. Due to fear, the woman transferred Rs 2.8 crore on the first day and sent Rs 3 crore again the next day.

Government and RBI concern

In some cases, bank workers have also been found to be part of this fraud. Pratap Kesari Pradhan, a bank employee from Bangalore, was arrested by the Cybercrime Police of Hyderabad. He was a Customer Relations Officer at AU Small Finance Bank and opened fake bank accounts for thugs and shared details on WhatsApp.

There have been many such cases across the country, which show that despite government efforts and the clutches of RBI, common people are falling prey to fast. RBI Chief Sanjay Malhotra expressed serious concern over the issue on 27 January 2025 with the CEO of banks. It is estimated that about Rs 2,500 crore has been lost in digital scams in the last two years.

According to experts, the fraudsters often cheat people by creating an atmosphere of fear. In such a situation, people will have to be cautious and understand that no government agency threatens to take action on phone calls. In the event of cyber fraud, immediately call the National Cyber ​​Fraud Helpline Number 1930 or file a complaint on cybercrime.gov.in. Apart from this, always keep bank alerts active so that information of every transaction can be found immediately.

Also read: Bank fraud case: File charge sheet against Anil Ambani-Rana Kapoor

Rbi directs on domain: Now soon your bank’s online address will change. The Reserve Bank of India said in a directive to the banks that they should transfer their existing domains to the dot in domain. The date of 31 October has been fixed by the central bank. While this move of RBI will change the domain on one side, its online address will also be changed.

The RBI said that due to the frequent fraud in such digital transactions, this step has been taken to prevent it. The central bank further said that it has been decided to start the Dot Bank dot in special internet domain for Indian banks so that online fraud can be avoided.

According to news agency PTI, this initiative of RBI aims to reduce malicious activities such as cyber security threats and ‘fishing’ and to streamline safe financial services, which leads to confidence in digital banking and payment services.

The central bank said in a statement, “Now it has been decided to start the ‘Dot Bank dot in’ domain for banks through the Institute of Development and Research in Banking Technology. The Indian National Internet Exchange (NAIXI) under the Ministry of Electronics and Information Technology has been authorized to work as a specific registrar for this domain. ”

IDTBT will guide banks on various aspects related to the application process and adoption of new domain. The RBI said that all banks have been advised to transfer their existing domains to ‘dot bank dot in’ domain and complete it by 31 October 2025.

Also read: Bad news for the world as well as India’s economy! IMF reduced GDP growth estimates