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		<title>How to get loan against silver kept at home? If you know this rule of RBI then you will not face any problem.</title>
		<link>https://fastnewsglobe.com/how-to-get-loan-against-silver-kept-at-home-if-you-know-this-rule-of-rbi-then-you-will-not-face-any-problem/</link>
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		<pubDate>Mon, 10 Nov 2025 08:51:11 +0000</pubDate>
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		<category><![CDATA[Bank loan]]></category>
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					<description><![CDATA[<p>The Reserve Bank of India has recently announced the implementation of a new rule, giving...</p>
<p>The post <a href="https://fastnewsglobe.com/how-to-get-loan-against-silver-kept-at-home-if-you-know-this-rule-of-rbi-then-you-will-not-face-any-problem/">How to get loan against silver kept at home? If you know this rule of RBI then you will not face any problem.</a> appeared first on <a href="https://fastnewsglobe.com"></a>.</p>
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<p style="text-align: justify;">The Reserve Bank of India has recently announced the implementation of a new rule, giving great relief to the general public. According to RBI, now you will be able to take loan not only against gold but also against the silver kept at home. This facility will start from 1 April 2026. The implementation of this facility means that if you ever suddenly need money, be it for children&#8217;s education, investment in business or medical emergency, then instead of selling your silver jewelery or coins, you will be able to easily take a loan by mortgaging them. In such a situation, let us tell you today what is this rule of RBI regarding loan against silver and how much loan will you be able to take against silver.</p>
<p><strong>Who will give loan against silver?</strong></p>
<p>According to the RBI circular, almost all the major banks and financial institutions of the country will now start providing silver loan facility. In this, commercial banks, small finance banks, regional rural banks, urban and rural co-operative banks will give loans against silver. Apart from this, non-banking financial companies and housing finance companies are also involved in this. Its advantage will be that now every person from village to city will be able to get loan service easily and the general public will now be able to take loan against silver instead of gold. </p>
<p><strong>How much silver will have to be pledged and how much loan will be given?</strong></p>
<p>RBI has clearly set the rules for loan against silver. According to RBI, customers can take a loan by pledging a maximum of 10 kg of silver jewelery and 500 grams of silver coins. The banks will evaluate these jewelery and coins and decide the loan amount according to their current market value. This entire process will be based on loan to value ratio, which means that the loan will be given to you according to the value of the silver you pledge. According to reports, if you pledge silver up to Rs 2.5 lakh, you can get about 85 percent of its value as loan. At the same time, if the price of silver is up to Rs 5 lakh, then you will get up to 75 percent of the amount as loan. However, this facility will not be available on all types of silver. Loan cannot be taken against investment schemes like Silver Bricks, Silver ETF or Mutual Funds.</p>
<p><strong>Rules for repaying loan and returning silver </strong></p>
<p>According to the instructions of RBI, when the customer repays the entire loan amount, the bank or financial institution will have to return the silver within seven working days. If the bank or institution delays, then a fine of Rs 5000 per day can be imposed on it, whereas if the customer is unable to repay the loan on time, the bank will have the right to recover its amount by selling the pledged silver. </p>
<p><strong>Who will benefit the most?</strong></p>
<p>It is believed that small businessmen, farmers and housewives will benefit the most from this decision of RBI. At the same time, people who have silver jewelery or coins but are facing shortage of money will now be able to easily get a loan without selling them. With this, people living in rural and urban areas will be able to get financial help in emergency.</p>
<p style="text-align: justify;"><strong>Also read-Where your PAN card is being used, you can find out in a minute like this</strong></p>
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<p><a href="https://www.abplive.com/utility-news/how-to-get-loan-against-silver-jewellery-and-coins-under-new-rbi-rule-3041313" target="_blank" rel="noopener">Source link </a></p>
<p>The post <a href="https://fastnewsglobe.com/how-to-get-loan-against-silver-kept-at-home-if-you-know-this-rule-of-rbi-then-you-will-not-face-any-problem/">How to get loan against silver kept at home? If you know this rule of RBI then you will not face any problem.</a> appeared first on <a href="https://fastnewsglobe.com"></a>.</p>
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		<title>Richest Village of India: This is the richest village of India, people live like kings</title>
		<link>https://fastnewsglobe.com/richest-village-of-india-this-is-the-richest-village-of-india-people-live-like-kings/</link>
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		<pubDate>Sun, 19 Oct 2025 02:45:24 +0000</pubDate>
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					<description><![CDATA[<p>Richest Village: Whenever we think of Indian villages, lush green fields, simple houses and a...</p>
<p>The post <a href="https://fastnewsglobe.com/richest-village-of-india-this-is-the-richest-village-of-india-people-live-like-kings/">Richest Village of India: This is the richest village of India, people live like kings</a> appeared first on <a href="https://fastnewsglobe.com"></a>.</p>
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<p style="text-align: justify;"><strong>Richest Village:</strong> Whenever we think of Indian villages, lush green fields, simple houses and a simple lifestyle come to our mind. But today we are going to tell you about a village which has become the richest village not only in India but in the entire Asian continent. Let us know complete information about this village.</p>
<p style="text-align: justify;"><strong>a unique village</strong></p>
<p style="text-align: justify;">We are talking about Madhapur, a small village situated near Bhuj in Kutch district of Gujarat. This village with a population of about 32000 is very famous because of its grand bungalows, wide roads and modern infrastructure. The residents here have a total fixed deposit amount of more than Rs 7000 crore deposited in different banks. There would be no harm in saying that the people here really live like kings.</p>
<p style="text-align: justify;">Here you will not find dusty roads or rural huts, but you will also find big houses, lakes, schools, colleges, health centers and temples. There are 17 big banks in this village including SBI, HDFC, ICICI and PNB. </p>
<p style="text-align: justify;"><strong>NRI dominance </strong></p>
<p style="text-align: justify;">The secret of this village&#8217;s prosperity lies in its people. In fact, about 65% of the population of this village lives abroad. These people are settled in America, Britain, Canada, Australia, New Zealand and African countries. Many of them work in the construction and business sectors in African countries. Every year, crores of rupees of money comes to Madhapur, due to which the development and prosperity here is getting a lot of boost.</p>
<p style="text-align: justify;"><strong>What is the connection with London?</strong></p>
<p style="text-align: justify;">This village also has a big connection with London. Actually, Madhapur Gram Sangh located in London connects the global NRI community. This organization plays a big role in money making efforts and supporting development projects in the country. Along with this, the special thing about the people of this village is that the money here is used not only for personal luxuries but also in community development projects. This village offers a wonderful blend of tradition and modernity. Here you will get to see deep cultural roots as well as the sparkle of modernity. Looking at this village it becomes clear that if the people of the village work together for development and progress then how a small village can achieve global recognition.</p>
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<p style="text-align: justify;"><strong>Also read: Where is the BrahMos factory in India, where the world&#8217;s most dangerous missile is made?</strong></p>
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<p><a href="https://www.abplive.com/gk/india-richest-village-where-people-live-like-kings-know-about-gujarat-madhapur-village-3030637" target="_blank" rel="noopener">Source link </a></p>
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		<title>RBI&#8217;s big decision: Now only 28 Regional Rural Banks across the country, know full details!</title>
		<link>https://fastnewsglobe.com/rbis-big-decision-now-only-28-regional-rural-banks-across-the-country-know-full-details-2/</link>
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		<pubDate>Thu, 01 May 2025 06:33:50 +0000</pubDate>
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					<description><![CDATA[<p>The RBI and the government have taken a big step to make rural banking strong...</p>
<p>The post <a href="https://fastnewsglobe.com/rbis-big-decision-now-only-28-regional-rural-banks-across-the-country-know-full-details-2/">RBI&#8217;s big decision: Now only 28 Regional Rural Banks across the country, know full details!</a> appeared first on <a href="https://fastnewsglobe.com"></a>.</p>
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<p>The RBI and the government have taken a big step to make rural banking strong and efficient. It has been decided to reduce the number of 43 Regional Rural Banks (RRBs) in the country to 28. Under this scheme, 15 RRBs will be merged in 11 states. This step has been taken with the aim of improving banking services in rural areas and making banking systems more effective. In which states this change is taking place and how it will affect banking services in rural areas. For example, &#8216;Uttar Pradesh Gramin Bank&#8217; will be merged in Uttar Pradesh by merging three banks. For more such information, watch the video till the end.</p>
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<p><a href="https://www.abplive.com/videos/business/rbi-s-big-decision-now-there-are-only-28-regional-rural-banks-across-the-country-know-the-complete-details-paisa-live-2935642" target="_blank" rel="noopener">Source link </a></p>
<p>The post <a href="https://fastnewsglobe.com/rbis-big-decision-now-only-28-regional-rural-banks-across-the-country-know-full-details-2/">RBI&#8217;s big decision: Now only 28 Regional Rural Banks across the country, know full details!</a> appeared first on <a href="https://fastnewsglobe.com"></a>.</p>
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		<title>RBI&#8217;s big decision: Now only 28 Regional Rural Banks across the country, know full details!</title>
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		<pubDate>Wed, 30 Apr 2025 09:55:00 +0000</pubDate>
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					<description><![CDATA[<p>The RBI and the government have taken a big step to make rural banking strong...</p>
<p>The post <a href="https://fastnewsglobe.com/rbis-big-decision-now-only-28-regional-rural-banks-across-the-country-know-full-details/">RBI&#8217;s big decision: Now only 28 Regional Rural Banks across the country, know full details!</a> appeared first on <a href="https://fastnewsglobe.com"></a>.</p>
]]></description>
										<content:encoded><![CDATA[<p></p>
<div>
<p class="" data-start="0" data-end="356">The RBI and the government have taken a big step to make rural banking strong and efficient. It has been decided to reduce the number of 43 Regional Rural Banks (RRBs) in the country to 28. Under this scheme, 15 RRBs will be merged in 11 states. This step has been taken with the aim of improving banking services in rural areas and making banking systems more effective. In which states this change is taking place and how it will affect banking services in rural areas. For example, &#8216;Uttar Pradesh Gramin Bank&#8217; will be merged in Uttar Pradesh by merging three banks. For more such information, watch the video till the end.</p>
</div>
<p><a href="https://www.abplive.com/videos/business/rbi-s-big-decision-now-only-28-regional-rural-banks-will-be-included-know-the-full-details-paisa-live-2935154" target="_blank" rel="noopener">Source link </a></p>
<p>The post <a href="https://fastnewsglobe.com/rbis-big-decision-now-only-28-regional-rural-banks-across-the-country-know-full-details/">RBI&#8217;s big decision: Now only 28 Regional Rural Banks across the country, know full details!</a> appeared first on <a href="https://fastnewsglobe.com"></a>.</p>
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