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3 crore fund has to be made through SIP, know how long and how much will you have to invest

Admin — Sun, 22 Jun 2025 12:45:18 +0000

If you have a lump sum of 30 lakh rupees and you think where and how to invest it so that this big amount is made in the future, then mutual funds can be a great option. Mutual funds increase your money rapidly by investing in shares, bonds and other assets, not gradually, but rapidly through compounding. That is, the longer the time gives, the bigger the benefit will be.

How long will one crore be made

If you invest 30 lakh rupees in mutual funds at a time and consider an average of 12 per cent annual returns, then in about 11 years this money will increase to Rs 1 crore. It will benefit about 74 lakh rupees i.e. capital gains and your total amount will be made about 1 crore 4 lakh rupees. This means that only the investment amount will not increase, but will also get the benefit of interest on interest which is the real reason for this growth.

In how many years 2 crore

Now if you think that think ahead of one crore and your goal is Rs 2 crore, then for this you will have to be a little more patience. If you maintain the same 30 lakh rupees in mutual funds for 17 years, then your total amount can be around 2 crore 6 lakh rupees. Out of this, 1 crore 76 lakh rupees will only be the return. It suggests that as time increases, the scale of returns also gets bigger. And this is the real magic of compounding.

How long will three crores be built?

Now talk about a big target like 3 crore rupees. If you have invested the same 30 lakh rupees and kept it in mutual funds for 21 years, then your amount can increase to about 3 crore 24 lakh rupees. The profit received in this entire time will be about 2 crore 94 lakh rupees, that is, more than 9 times than your real investment amount. This is the best example of the best example of how powerful investment is in the long term, especially when it comes to mutual funds like equity-based investment.

The real return will depend on the market

Keep in mind, all the calculations mentioned above are based on an estimated 12 percent annual return. But the real return can go above or even below, because mutual funds are connected to the market. Therefore, it is necessary to consult your financial advisor before any investment.

Be patient, wealth will be made yourself

If you can wait for a long time and do not tease your investment, then a lump sum investment like 30 lakh rupees can be converted from 1 crore to 3 crore rupees and that too only by patience, time and power of compounding. Large floors can be achieved by starting with small steps and mutual funds are one of its best means.

disclaimer: (Here information provided is being provided here only. It is necessary to tell here that the investment market in the market is subject to risks. Always consult the expert before investing as an investor. Never is advised to invest money from Abplive.com."Text-Align: justify;"> Read also: Fierce trim in tech industry in 2025, AI era crisis on human jobs

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If you follow the formula of 10x21x12 in sip investment you will become a millionaire in a more

Admin — Wed, 18 Jun 2025 14:20:32 +0000

If you also think that “man should do something, so that you are full of pockets during retirement”, today we are going to tell you a formula that can change your luck. This formula is 10x21x12 formula.

What is 10x21x12 formula?

This formula suggests that if you do 10,000 SIPs every month, and continue it for 21 consecutive years, then you can get 12 % return annually. That is, a fund of crores can be made directly, not millions with small amount.

Understand calculation

Monthly Investment- 10,000

Total Investment Fair- 21 years

Total Investment- 25,20,000

Estimated return- 79,10,067

Total Fund- Rs 1,04,30,067

That is, by investing 25 lakhs, you can make a fund bigger than 1 crore. This is the magic of compounding.

Why do SIP?

SIP means Systematic Investment Plan teaches you the habit of investing with discipline. There is not much effect of market fluctuations in this. You slowly move towards financial freedom and the most important thing is that you do not need to get into the depth of the stock market.

Not to be afraid of market fall, to take advantage

The real fun of SIP is when the market falls, because you get more units at the same price. The formula of “Buy Low, Sell High” is automatically implemented in SIP. Therefore, instead of understanding the fall as a chance to understand the opportunity.

Who can do this plan?

If your salary is 50,000 or more, then SIP of 10,000 is absolutely possible. And if you start at the age of 30, you can become a millionaire by the age of 51, without any risk.

Disclaimer: (Information provided here is being given only for information. It is necessary to tell here that the investment market is subject to risks. Always consult expert before investing as an investor. Never is advised to invest money from Abplive.com.

Also read: 93 percent of India’s richest people linked to stock market, big disclosure in report

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Salary has come on May 30, SIP has to start today? Note the names of 3 best funds

Admin — Mon, 02 Jun 2025 14:53:37 +0000

May the salary of May has come in the account of most employees this time on 30th. In such a situation, future planning can also be done with this money. SIP means a systematic investment plan can be a great start for you. Let’s know about the three mutual funds who have given excellent returns in the last 10 years and which are still considered the strongest option for investing experts. The segment is one of the top returns funds. This fund invests in small and less popular business, which are in the early stages of its development and are often low in the market. This is the reason why this fund is likely to high returns, although it also has more volatility. But in the long period, it has given a compound annual growth rate (CAGR) of 23.52%, which makes it extremely attractive. This fund emerged firmly after the Kovid period and during the recovery of Smallcap in 2023. It is R. It is being managed by Srinivasan and Mohan Lal, which adopt quality-based portfolio strategy.

This fund is the feature of this fund that it chooses emerging companies that have strong fundamentals and scalable business models. It has given an average return of 22.61% in the last 10 years. This fund, which is a great balance between risk and stability, is a good option for investors who want to invest in smallcap, but do not want to take a lot of risk. Oswal midcap fund can be a good option for you. Launched in February 2014, this fund is based on QGLP i.e. Quality, Growth, Longvity and price theory. In the last 10 years, it has given an annual compound return of about 21.17%. Although there are fluctuations in the midcap segment, but in the long period, this fund takes a lot of advantage of market boom.

Why is better?

SIP i.e. Systematic Investment Plan is a way in which you invest in a certain amount in a mutual fund every month. Whether the market is up or down, SIP gives you the benefit of the average cost. Even if you do not have a large amount, you can still start investing with small amounts like 500 or 1,000. This leads to a strong start towards your financial goals such as retirement, home buying, children’s education or wealth creation. Not advised.)

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HDFC Flexi Cap Fund Sip Turned an Investment of Rs 1 Lakh Into Rs 1 Crore 40 Lakh

Admin — Mon, 02 Jun 2025 01:29:44 +0000

In the world of investment, whenever there is talk of a mutual funds giving reliable, stable and long -term returns, the name of HDFC Flexi Cap Fund comes out prominently. The fund, launched in January 1995, has been flexibility in the investment strategy, understanding the changing move of the market for almost three decades.

Its capacity helps to keep it hinged in the market for a long time. In today’s time when investors seek durability, diversity and good returns, this fund emerges as a strong option.

Great performance in 29 years of journey

According to the data available on the official website of HDFC Mutual Fund, if an investor had invested only Rs 1 lakh in this scheme on 1 January 1995, then today the amount would have increased to about Rs 1.4 crore. This means that this fund has given an annual compound return of about 18.63 percent. This is not only an inspirational figure for any long -term investor, but it also indicates how big the investors who have been restrained over time can get.

Investors confident from rolling returns

Another feature of this fund is a profile of its strong rolling returns. It has given positive returns in every rolling period of five years, out of which in about 86 percent of cases, investors have received an annual return of more than 10 per cent (CAGR). This makes it clear that this fund has been continuously performing despite market volatility and has been strengthening the trust of investors over time.

Flexible investment strategy its big strength

The most notable feature of HDFC Flexi Cap Fund is its flexible investment strategy. This fund gives freedom to change the ratio of investment in large, mid and small cap companies according to market conditions. Fund managers have the facility to choose stocks that can perform better, so that they can try to get maximum returns while keeping the risk balanced. This flexibility separates it from other funds and its long term plays a big role in success.

Risk attention is important

Another special thing about this fund is that investment can be introduced with a minimum amount of only Rs 100, whether through SIP or with a lumply investment. This means that from the common man to the experienced investor, everyone can invest in this fund. However, this fund falls in the ‘very high risk’ category. That is, it is suitable for those investors who are willing to invest for long periods and have a risk of taking risks in search of high returns.

Invest wisely

HDFC Flexi Cap Fund has proved over time that if investment is made with the right strategy and patience, big goals can also be achieved. But every investor should take a decision only keeping in mind their risk tolerance, financial goals and investment periods.

Before making any investment, it is very important to understand the scheme information and related rules well. This fund may be a strong option, but the decision taken wisely can make your financial future safe.

Disclaimer: (Information provided here is being given only for information. It is necessary to tell here that the investment market is subject to risks. Always consult expert before investing as an investor. Never is advised to invest money from Abplive.com.

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After how many years will your Rs 1 lakh become Rs 10 lakh by investment in mutual funds undress at the rate of just 15 percent return

Admin — Wed, 28 May 2025 16:41:11 +0000

Investing in mutual funds nowadays comes in the category of smart investment, but the most important thing for this is the choice of the right fund and restraint for long periods. If you have chosen a good mutual fund and have invested regularly in it, then your money can increase rapidly. In this report, we will try to understand by considering 15 percent annual return (CAGR), how long your money can be doubled, five times or ten times.

Is 15 % CAGR return possible?

Financial experts believe that 15 % of returns can be achieved in a long time with mutual funds, provided investors continue investing with Discipline and do not make the mistake of making profit early. This is not an estimate, there are many funds who have given more than this return in the last 10 years.

Top large cap funds giving more than 15 percent returns in 10 years

Large cap funds typically invest in companies that are reliable, stable and blue-chip. For example, Quant Focused Fund has given 15.52 percent return in 10 years, while its 3 and 5 years of returns were 19.82 percent and 27.17 percent.

Similarly, Nippon India Large Cap Fund has given 15.09 percent in 10 years, 24.14 percent in 3 years and 29.83 percent in 5 years. At the same time, Canara Robeco Bluechip Equity Fund is also not behind. It has given 15.04 percent in 10 years, 23.67 percent in 5 years and 19.18 percent in 3 years.

Performing flexi cap funds even more powerful

Flexi cap funds invest money in different categories according to the market status, which can improve returns. Quant Flexi Cap Fund has given a return of 19.81 percent in 10 years, 35.30 percent in 5 years and 23.44 percent in 3 years. Parag Parikh Flexi Cap Fund gave 18.25 percent in 10 years, 28.41 percent in 5 years and 22.97 percent in 3 years. In this, JM Flexicap Fund is also not far behind, it has given a return of 17.30 percent in 10 years, 30.22 percent in 5 years and 27.90 percent in 3 years.

How much can money increase on just 15 percent returns?

If you earn 15 percent returns annually, then how fast your money can grow in a few years, this calculation is very easy. For example, it takes 5 years to make 1 lakh to 2 lakhs. Whereas to make 1 lakh 5 lakhs, you will have to wait for about 11.5 years. At the same time, it will take about 16.5 years to convert 1 lakh to 10 lakhs.

Must remember this before investment

Even though these figures raise hope, it is important that you understand that there are ups and downs in the market. Last returns are not guaranteed future. Before investing, understand your risk stamina and financial needs and consult a certified financial planner if needed.

Patience and right fund is the real capital

Investing in mutual funds is a long race horse. If you chose the right fund, started investing on time and continuously investing, then your money can also be 10 times on the annual return of 15 percent. Just needs restraint, research and some planning.

Also read: A wrong step and government pension will go, know what the new rule of the government says

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SIP can become a magical lamp, you can easily make 2 crore funds in just a few years!

Admin — Sat, 26 Apr 2025 16:17:30 +0000

If you also want to collect a lot of money in a long time, then you will not work only with savings, you will also need financial discipline and a smart investment strategy. Nowadays, Systematic Investment Plan (SIP) has become very popular among investors in mutual funds. If you want to make big funds from small monthly investment, SIP can be a great option.

sip can become magical lamp

The biggest advantage of SIP is the power of compounding, that is, the earnings from your money starts earning further. But keep in mind, the duration of investment in SIP means how long you invest, it has a big role. The longer the investment, the more possible returns.

2 crore funds will be formed in how many years?

If you also plan that a fund of Rs 2 crore is to be prepared in the next 15 years, then for this you have to make some strategy and decide the monthly investment in the right way. Suppose you get an annual return of 12 per cent on an average, then to achieve this target, you will have to invest around 42,100 every month.

By doing this your total investment will be Rs 75.78 lakh. Apart from this, the total interest/return will be Rs 1.24 crore. At the same time, after 15 years, the total value will be Rs 2 crore. That is, if you put 42,100 in SIP every month and get a return of 12 per cent annually, then your dream can come true in 15 years.

where to invest?

Equity mutual funds are considered the best to achieve such a goal. Especially large-cap funds can give returns ranging from 12 per cent to 16 per cent annually. If you can take a little more risk, you can also invest in mid-cap and small-cap funds, where historical figures show that the possibility of returns can be even more. But remember, the risk is also high with mid and small-cap funds.

Advice for Conservative Investors

If you want to avoid risk, then you can make a balance of large, mid and small-cap funds and also put some money in safe assets like gold, dabt funds or real estate. This will keep your portfolio diversified and reduce the effect of the market uproar.

disclaimer: (Here information provided is being given only for information. It is necessary to tell here that the investment market is subject to risks. Always consult an expert before investing money as an investor. Never is advised by Abplive.com to invest money here.)"Text-Align: justify;"> Read also: Intel Layoff: This IT company is going to be a big retrenchment, resignation can be taken from thousands of employees!

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Inflation Can Make Your Retirement Plan Fail Know how much sip you will have to do to create a fund of Rs 1 crore

Admin — Sun, 30 Mar 2025 15:16:33 +0000

Whenever we make our retirement planning, we usually guess the money in today’s value. But have we thought what will be the cost of our money after 20-30 years? Inflation gradually reduces the purchase power of money. That is, what seems cheap today can be very expensive in future.

How does inflation affect?

Understand from an example, suppose, in 2010, the price of a gas cylinder was Rs 350, but in 2025 it has increased to 1,050. That is, on average, prices have increased at the rate of 7.6 percent per annum. Similarly, in 2009, 2 liters of petrol was available for 100 rupees, but today only 1 liter is available. It is clear that inflation has reduced the strength of money about half during this period.

What do inflation figures say?

The government uses the Consumer Price Index (CPI) to measure inflation, which tracks the prices of essential things like eating and drinking, clothes, home, transport, health. In February 2025, the CPI inflation was 3.61 percent, but on an average it remains around 5 percent.

In 2013, the CPI inflation reached 12.2 per cent, while in 2017 it fell to 1.5 per cent. RBI tries to remain on a target of 4 per cent, but in reality the prices of essential things are always higher than this.

What is the real return on investment?

According to the report of Financial Express, 6 % in fixed income schemes (eg bank FD, PPF, EPFO, Post Office Savings). 8.25 percent of the annual return is received, but after reducing inflation, the real return remains only 2-3 percent. Equity-linked investment such as mutual funds gives 12 %-15 per cent annual returns, but after adjusting inflation, the real return remains between 6-9 per cent.

How to make a fund of 1 crore

Let us understand how inflation affects our savings and money price. If a 40 -year -old person wants to make a fund of 1 crore for retirement today and the rate of inflation is considered to be 5 per cent annually, then he will have to invest in 18,000 per month Mutual Fund SIP, in which he got 15 per cent annual returns.

Disclaimer: (The information provided here is being given only for information. It is necessary to tell here that the investment in the market is subject to risks. Always consult expert before investing as an investor. Abplive.com is never advised to invest money here.)

Also read: How will the new financial year start from 1 April for investors! Tariff War-RBI’s debt policy will decide the direction of the market

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Mutual Funds Have a Special Formula If you adopt it today then your old age will be better than your youth

Admin — Thu, 20 Mar 2025 16:47:27 +0000

When a person lives young and works, he does not have to think before spending. But after an age, when he gets old and he had no pension facility, he feels that I wish he would have put money in a scheme in youth, which would have deposited a lot of money till old age, then old age would have been cut off gracefully. If you are also looking for any such scheme or investment for your old age, then we have a formula of mutual funds, from which you can make strong money in long term.

SIP is the best

There are many options in the market for investment, but Systematic Investment Plan (SIP) is one of the most popular options in long -term investment. As is clear from the name itself, SIP is a systematic and disciplined investment method, in which the investor can invest a certain amount at regular intervals. This interval can be monthly, quarter or annual, which depends on the facility of the investor.

Its benefits

In this investment strategy, the investor can stop, withdraw SIP according to his financial situation or increase the investment amount. SIP has the ability to give good returns in long periods. At the same time, if you are thinking of investing in mutual funds and looking for a right strategy, then the 15x15x15 SIP formula can be great for you.

What is 15x15x15 SIP Formula?

This formula helps investors to deposit about Rs 1 crore in just 15 years. Let’s know how it works. Under this formula, the first “15” shows that you have to invest Rs 15,000 every month in SIP. The second “15” shows that you will get an annual return (estimated) of 15 per cent. The third “15” shows that you have to invest for at least 15 years.

Now apply this formula and see how much corpus will be deposited in 15 years-

Monthly Investment: Rs 15,000

Total investment: Rs 27,00,000 in 15 years

Estimated Capital Gain: Rs 74,52,946

Total amount: Rs 1,01,52,946

Risk in sip

Although SIP has the ability to give good returns in the long term, it is important to remember that it is a market-linked investment. This means that there is no guarantee of returns. The annual return of 15 per cent mentioned above is an estimate and may vary depending on the actual return market conditions.

Disclaimer: (The information provided here is being given only for information. It is necessary to tell here that the investment in the market is subject to risks. Always consult expert before investing as an investor. Abplive.com is never advised to invest money here.)

Also read: Now it will not take 17 hours to go from India to New Zealand, preparations to run direct flights between the two countries

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