Investing in mutual funds nowadays comes in the category of smart investment, but the most important thing for this is the choice of the right fund and restraint for long periods. If you have chosen a good mutual fund and have invested regularly in it, then your money can increase rapidly. In this report, we will try to understand by considering 15 percent annual return (CAGR), how long your money can be doubled, five times or ten times.

Is 15 % CAGR return possible?

Financial experts believe that 15 % of returns can be achieved in a long time with mutual funds, provided investors continue investing with Discipline and do not make the mistake of making profit early. This is not an estimate, there are many funds who have given more than this return in the last 10 years.

Top large cap funds giving more than 15 percent returns in 10 years

Large cap funds typically invest in companies that are reliable, stable and blue-chip. For example, Quant Focused Fund has given 15.52 percent return in 10 years, while its 3 and 5 years of returns were 19.82 percent and 27.17 percent.

Similarly, Nippon India Large Cap Fund has given 15.09 percent in 10 years, 24.14 percent in 3 years and 29.83 percent in 5 years. At the same time, Canara Robeco Bluechip Equity Fund is also not behind. It has given 15.04 percent in 10 years, 23.67 percent in 5 years and 19.18 percent in 3 years.

Performing flexi cap funds even more powerful

Flexi cap funds invest money in different categories according to the market status, which can improve returns. Quant Flexi Cap Fund has given a return of 19.81 percent in 10 years, 35.30 percent in 5 years and 23.44 percent in 3 years. Parag Parikh Flexi Cap Fund gave 18.25 percent in 10 years, 28.41 percent in 5 years and 22.97 percent in 3 years. In this, JM Flexicap Fund is also not far behind, it has given a return of 17.30 percent in 10 years, 30.22 percent in 5 years and 27.90 percent in 3 years.

How much can money increase on just 15 percent returns?

If you earn 15 percent returns annually, then how fast your money can grow in a few years, this calculation is very easy. For example, it takes 5 years to make 1 lakh to 2 lakhs. Whereas to make 1 lakh 5 lakhs, you will have to wait for about 11.5 years. At the same time, it will take about 16.5 years to convert 1 lakh to 10 lakhs.

Must remember this before investment

Even though these figures raise hope, it is important that you understand that there are ups and downs in the market. Last returns are not guaranteed future. Before investing, understand your risk stamina and financial needs and consult a certified financial planner if needed.

Patience and right fund is the real capital

Investing in mutual funds is a long race horse. If you chose the right fund, started investing on time and continuously investing, then your money can also be 10 times on the annual return of 15 percent. Just needs restraint, research and some planning.

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If you want to avoid the uproar of the stock market and are looking for a smart but stable investment option, then mutual funds can be best for you. But choosing the right scheme is not a matter of everyone, especially for new investors. But don’t panic, today we will tell you about those 5 mutual fund schemes which are on top in their own category.

Who won in which categories?

We have taken into consideration 5 large categories of mutual funds. These include Flexi Cap, Els Tax Saver, Mid CAP, Sectorral Fund and Small CAP. These schemes have been selected on the basis of their 5 -year returns.

1- Quant flexi cap fund

This scheme has given a return of 35.56 percent in 5 years. If you had done 10,000 SIP every month, then an investment of 6 lakhs would have increased to Rs 10,70,024. That is, a direct profit of about 4.7 lakhs, that too without worrying about the decline of the stock market.

2- Quant Els Tax Sver Fund

This scheme topped the ELSS Tax Saving category. In 5 years, this fund has given a return of 35.81 percent. That is, if you had invested 6 lakh SIP in this fund for 5 years, then after five years it would have been Rs 10,30,647. That is, the tax exemption as well as great growth facility.

3- Motilal Oswal Mid Cap Fund

Only Motilal Oswal Mid Cap Fund made a dent in the sovereignty of Quant. It gave 37.17 percent return in 5 years.
That is, if someone had invested 6 lakhs from SIP of 10,000 months in this fund, then that investment would have become Rs 12,90,735 after 5 years. That is, more than double returns.

4 -Quant infrastructure fund

If you are interested in sectoral funds, then this scheme is perfect. In 5 years, this fund has given a return of 41.49 percent. That is, if someone had invested 6 lakhs in this fund for five years through SIP, then today it would have become Rs 11,63,810.

5- Quant Small Cap Fund

Now the turn of the scheme that left everyone else behind. Quant Small Cap Fund gave 48.26 percent returns in 5 years.
On doing SIP of 10,000 every month, it increased by 6 lakhs to 12,61,047 rupees. That is, the direct benefit of 6.6 lakhs in the same scheme!

Quant’s sting in every category

Four of these 5 schemes are only Quant Mutual Fund. This means that if you are looking for a trusted fund house, then the quant should be in your portfolio.

Disclaimer: (The information provided here is being given only for information. It is necessary to tell here that the investment in the market is subject to risks. Always consult expert before investing as an investor. Abplive.com is never advised to invest money here.)

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Whenever we make our retirement planning, we usually guess the money in today’s value. But have we thought what will be the cost of our money after 20-30 years? Inflation gradually reduces the purchase power of money. That is, what seems cheap today can be very expensive in future.

How does inflation affect?

Understand from an example, suppose, in 2010, the price of a gas cylinder was Rs 350, but in 2025 it has increased to 1,050. That is, on average, prices have increased at the rate of 7.6 percent per annum. Similarly, in 2009, 2 liters of petrol was available for 100 rupees, but today only 1 liter is available. It is clear that inflation has reduced the strength of money about half during this period.

What do inflation figures say?

The government uses the Consumer Price Index (CPI) to measure inflation, which tracks the prices of essential things like eating and drinking, clothes, home, transport, health. In February 2025, the CPI inflation was 3.61 percent, but on an average it remains around 5 percent.

In 2013, the CPI inflation reached 12.2 per cent, while in 2017 it fell to 1.5 per cent. RBI tries to remain on a target of 4 per cent, but in reality the prices of essential things are always higher than this.

What is the real return on investment?

According to the report of Financial Express, 6 % in fixed income schemes (eg bank FD, PPF, EPFO, Post Office Savings). 8.25 percent of the annual return is received, but after reducing inflation, the real return remains only 2-3 percent. Equity-linked investment such as mutual funds gives 12 %-15 per cent annual returns, but after adjusting inflation, the real return remains between 6-9 per cent.

How to make a fund of 1 crore

Let us understand how inflation affects our savings and money price. If a 40 -year -old person wants to make a fund of 1 crore for retirement today and the rate of inflation is considered to be 5 per cent annually, then he will have to invest in 18,000 per month Mutual Fund SIP, in which he got 15 per cent annual returns.

Disclaimer: (The information provided here is being given only for information. It is necessary to tell here that the investment in the market is subject to risks. Always consult expert before investing as an investor. Abplive.com is never advised to invest money here.)

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