Voicemail Scam: A new method of fraud is spreading rapidly across the country in which cyber criminals are sending fake voicemails in the name of RBI to trap people. PIB Fact Check has confirmed that this is a complete fraud whose real purpose is to grab people’s banking information.

How is the web of deception being spread?

In this fake voicemail it is claimed that some suspicious transactions have taken place on your credit card and if immediate action is not taken then your bank account may be closed. This message is designed to create panic, so that people hastily give their personal information like card number, PIN or OTP to criminals.

PIB Fact Check has clearly stated that RBI never gives any warning through voicemail nor asks customers to verify details on any unknown call.

How does RBI Voicemail Scam work?

Have you received a voicemail, allegedly from the Reserve Bank of India (@RBI), claiming that your bank account will be blocked as your credit card has been involved in fraudulent activity#PIBFactCheck

Beware! This is a scam

If you suspect any central… pic.twitter.com/REn8ZUFxlH

— PIB Fact Check (@PIBFactCheck) November 19, 2025

Fraudsters often spoof the number of a bank or government agency, making the call appear genuine. As soon as the person trusts the message and returns the call or enters information, criminals force him to give sensitive data in the name of verification. In many cases people lose their entire savings within minutes.

How to avoid this new voicemail scam?

The most important way to stay safe from this scam is to not trust any unknown call or voicemail, even if it is in the name of RBI, bank or government. RBI and banks never ask for personal information through phone or message.

If any message mentions closure, blocking or emergency of your account, first confirm the information by calling the official number of your bank directly. Keep your bank alerts active and always keep your mobile number updated so that security messages are received on time.

How to report PIB Fact Check?

To prevent misinformation and fraud, PIB has appealed to citizens to report any suspicious messages to their official channel. You can get verified by sending photo, video or text on these mediums.

WhatsApp: +91 8799711259

Email: factcheck@pib.gov.in

PIB team will check the message and tell you the correct facts so that you can stay safe from any online fraud.

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Call merging scam: Nowadays many scams are being seen on social media. In which the fraud of millions of crores is being carried out by implicating people. Due to the slightest negligence of the people, their bank account is getting empty. In the last few days, many people lost crores of sitting at home due to digital arrest scam. Now another new scam has come in the market.

Which is also being called call merging scam. In this scam, the thug calls you and says “Wait, I make you talk to you.” And after this a call comes on your number. Asks him to merge. As soon as you merge the call. Your bank account gets empty. Let us tell you what this scam is.

Scam is happening by asking to talk on the call

For the last few days, people are being cheated in different ways. In which people are being implicated by millions of rupees by implicating people. A new scam has surfaced these days. In which the scam is being carried out only by complicating people on the call. This scam is also being given the name of call merging scam. In this scam, the scammer calls you the name of the acquaintance.

https://www.youtube.com/watch?v=pkmxye1-lio

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And tells you that person has asked you to talk. And asks you to get some work done. In this way, another call starts coming on your phone. And that person says that is the call of the same person. Who gave your number to that scammer. And he asks you to raise the call to talk to him and merge. As soon as you lift the call and merge. Money fly away from your account.

How is this scam happening?

Actually when you are talking to scammer on call. The second call that comes at that time. He does not belong to any person. Rather, there is a call for your OTP. Let us know that two options are available for OTP. A text message and a call, an automated voice generated OTP on the call is heard. Which you also hear. And you can understand something as much as scammer. In this case, the scammer emptys your account by entering your OTP.

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What to do to escape?

On such occasions, understanding protects you from such scams. Whenever you get such a call, never merge a third call. As soon as someone asks you to merge the call, you immediately cut the call and make the call from that number in the cybercrime.

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