While taking insurance of the car, take special care of these 4 things

Admin — Sat, 13 Sep 2025 13:56:39 +0000

There are many insurance policies in the market. But it is not right for everyone. Therefore, while taking car insurance, you should take special care of some things. Because choosing the wrong policy can lead to less profit and loss.

You should use your daily and watch your budget while taking insurance policy. While taking the policy, it is also important that what is the cover in it. Only third party is a mandator in the country. But it does not work only.

If you want to protect both your car and yourself. So it is better to take a compost policy for this. So apart from this, people often ignore the ad-on ad-on. In which ad-on-on-on-on-on-ups like zero deparction, roadside assistance and engine protection are very useful.

Therefore, things you may need. According to that, one should choose the right add-on. Car insurance is easy. But claiming it is equally important. If the company’s claim process is tall or difficult then it will be a problem.

Always choose a company whose claim can be done quickly and without more hassle. Do not be happy to see only a low premium while taking the policy. See what the right coverage is getting. Also pay attention to no claim bonus. This bonus saves you on premium after doing good driving every year.

And finally the most important thing should be renewed on time. If you miss even a day, then policy laps can be done and then you may have to conduct a fresh investigation. To avoid this mess, remember the date and renew it.

Published at: 13 Sep 2025 04:44 pm (IST)

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If the accident is removed from the showroom, then who will compensate, know the rules?

Admin — Fri, 12 Sep 2025 13:23:56 +0000

Car insurance rules: The delivery day of the new car is special for every customer. But if there is an accident during this time, then the problem increases equally. During this time, the biggest question arises that in such a situation, who will compensate for the loss and whether insurance will work immediately? Or you will have to invest money from pockets.

Recently, a similar incident occurred in construction Vihar in Delhi when the car fell down from the first floor at the time of delivery of a new Mahindra Thar. For this reason, this question is arising in the minds of the people that if it takes out the car from the showroom, it becomes an accident. So who will compensate him in such a situation? Know what are the rules about this.

Who will make up in such a case?

If a person comes out of the showroom with a new car and immediately gets an accident. So first the question arises as to who will compensate. According to the law, as soon as the delivery of the vehicle is complete, the customer gets RC, insurance and key. So the responsibility comes on that. If the insurance of the vehicle is active at that time, then the insurance company compensates the loss and the customer can file a claim.

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But if registration and insurance documents are not ready and delivery is incomplete. So responsibility is made of a showroom or dealer. This is the reason that dealers usually insure the vehicle before delivery. So that in such a situation the customer does not have to face trouble.

How to get claim?

The insurance of the new car is mostly activated before the showroom delivery. Therefore, if the accident occurs as soon as you leave the showroom, then the claim is available. For this, the most important thing is to give information about the accident to the insurance company immediately. If needed, a police report has to be done and along with the pictures of the car loss and the necessary papers.

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The insurance company sends surveyor which assesses damage and then the claim process begins. During this time, if you provide all the documents and correct information on time, then the claim is easily approved. This is the reason that remaining insurance active before delivery proves to be very beneficial for the customer.

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